Templeton Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 13.9% in Q2 2026, from $20.0M to $17.2M. It was the largest change from Q1 2026 among the key lines here. Within Iowa, Templeton Savings Bank is 138th of 225 on loan-to-deposit ratio, 77.00% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Templeton Savings Bank sits 3.84 points lower, at 77.00% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $17.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $57.4M |
| Fed funds sold and reverse repos | $2.5M |
| Fed funds sold and reverse repos to assets | 1.49% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.00% |
| Net loans and leases to deposits | 75.89% |
| Loans and leases to core deposits | 87.33% |
| Core deposits to total deposits | 88.17% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 77.58% | 94.89% | $13.4M | $0 |
| Q4 2023 | 78.82% | 93.95% | $13.4M | $0 |
| Q1 2024 | 74.98% | 92.21% | $0 | $0 |
| Q2 2024 | 77.55% | 91.26% | $0 | $0 |
| Q3 2024 | 77.95% | 90.44% | $0 | $0 |
| Q4 2024 | 78.99% | 90.21% | $0 | $0 |
| Q1 2025 | 76.61% | 90.41% | $0 | $0 |
| Q2 2025 | 80.02% | 84.47% | $0 | $0 |
| Q3 2025 | 81.06% | 87.91% | $0 | $0 |
| Q4 2025 | 83.19% | 88.07% | $0 | $0 |
| Q1 2026 | 76.58% | 87.05% | $0 | $0 |
| Q2 2026 | 77.00% | 88.17% | $0 | $0 |
Templeton Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Templeton Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Templeton Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 969) · FFIEC NIC profile (RSSD 366247)