Transportation Alliance Bank, Inc. dba Tab Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) dropped 7.91 percentage points in Q2 2026, from 154.45% to 146.54%. It was the largest change from Q1 2026 among the key lines here. Within Utah, Transportation Alliance Bank, Inc. dba Tab Bank is 24th of 44 on loan-to-deposit ratio, 90.89% as of Q2 2026, below the middle of the field. Transportation Alliance Bank, Inc. dba Tab Bank reported 90.89% on loan-to-deposit ratio for Q2 2026, 2.69 points above the 88.20% median for banks in the $1B-10B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $1.25B |
| Net loans and leases | $1.23B |
| Loans held for sale | $58.3M |
| Loans to total assets | 78.59% |
| Loan-to-deposit ratio | 90.89% |
| Net loans to equity capital | 6.84% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 7.24% |
| Multifamily (5+ residential) | 3.69% |
| Commercial and industrial | 58.76% |
| Consumer | 6.87% |
| Credit cards | 2.64% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 146.54% |
| Construction concentration (Tier 1 capital + allowance) | 84.06% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 11.11% |
| Interest income on loans | $33.9M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $1.11B | $1.11B | 7.44% | 68.43% | 7.29% |
| Q4 2023 | $1.16B | $1.23B | 9.15% | 68.00% | 7.11% |
| Q1 2024 | $1.20B | $1.26B | 7.79% | 67.68% | 7.07% |
| Q2 2024 | $1.24B | $1.32B | 7.47% | 65.96% | 7.67% |
| Q3 2024 | $1.27B | $1.36B | 8.29% | 63.47% | 7.32% |
| Q4 2024 | $1.25B | $1.37B | 9.04% | 61.74% | 6.50% |
| Q1 2025 | $1.32B | $1.37B | 8.08% | 58.28% | 7.76% |
| Q2 2025 | $1.31B | $1.37B | 7.06% | 59.10% | 8.21% |
| Q3 2025 | $1.29B | $1.43B | 7.98% | 59.54% | 6.39% |
| Q4 2025 | $1.23B | $1.39B | 7.23% | 60.70% | 5.80% |
| Q1 2026 | $1.23B | $1.38B | 7.93% | 57.43% | 6.75% |
| Q2 2026 | $1.25B | $1.38B | 7.24% | 58.76% | 6.87% |
Transportation Alliance Bank, Inc. dba Tab Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Transportation Alliance Bank, Inc. dba Tab Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Transportation Alliance Bank, Inc. dba Tab Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34781) · FFIEC NIC profile (RSSD 2736219)