Transportation Alliance Bank, Inc. dba Tab Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin rose 0.22 percentage points from Q1 2026 to Q2 2026, ending at 6.61% against 6.39%. It was the largest change among the key lines on this page. Within Utah, Transportation Alliance Bank, Inc. dba Tab Bank is 14th of 44 on net interest margin, 6.61% as of Q2 2026, above the middle of the field. Transportation Alliance Bank, Inc. dba Tab Bank's net interest margin of 6.61% is well above the 3.71% median for banks in the $1B-10B asset tier, a gap of 2.90 points (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 9.68% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.37% |
| Cost of interest-bearing deposits | 3.39% |
| Cost of interest-bearing liabilities | 3.37% |
| Cost of borrowings | 1.16% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 6.61% |
| Yield to cost spread | 6.31% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $33.9M |
| Total interest expense | $11.7M |
| Interest expense on deposits | $11.6M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 13.00% | 3.37% | 9.70% |
| Q4 2023 | 12.74% | 3.94% | 8.94% |
| Q1 2024 | 11.37% | 4.05% | 7.57% |
| Q2 2024 | 11.31% | 4.26% | 7.34% |
| Q3 2024 | 11.22% | 4.30% | 7.26% |
| Q4 2024 | 11.05% | 4.16% | 7.17% |
| Q1 2025 | 10.72% | 3.98% | 7.01% |
| Q2 2025 | 10.56% | 3.92% | 6.85% |
| Q3 2025 | 10.65% | 3.93% | 6.95% |
| Q4 2025 | 9.90% | 3.68% | 6.52% |
| Q1 2026 | 9.53% | 3.43% | 6.39% |
| Q2 2026 | 9.68% | 3.37% | 6.61% |
Transportation Alliance Bank, Inc. dba Tab Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Transportation Alliance Bank, Inc. dba Tab Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Transportation Alliance Bank, Inc. dba Tab Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34781) · FFIEC NIC profile (RSSD 2736219)