Transportation Alliance Bank, Inc. dba Tab Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Transportation Alliance Bank, Inc. dba Tab Bank of Ogden, UT against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.50% | 1.46% | +0.04% | 66th above |
| ROAE | 13.45% | 12.72% | +0.73% | 59th above |
| Net Interest Margin | 6.61% | 3.85% | +2.76% | 98th top |
| Efficiency Ratio | 59.39% | 57.40% | +1.99% | 47th below |
| PPNR / Avg Assets | 3.00% | 1.88% | +1.12% | 95th top |
| Yield on Earning Assets | 9.68% | 5.71% | +3.97% | 99th top |
| Cost of Funds | 3.37% | 2.02% | +1.35% | 3rd bottom |
| Net Interest Spread | 6.31% | 3.18% | +3.13% | 98th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.98% | 1.00% | +1.98% | 5th bottom |
| NPA / Total Assets | 2.35% | 0.76% | +1.59% | 5th bottom |
| NCO / Avg Loans | 1.63% | 0.43% | +1.20% | 2nd bottom |
| ACL / Total Loans | 1.49% | 1.31% | +0.18% | 86th top |
| ACL / NPLs (Coverage) | 50.04% | 543.66% | -493.62% | 9th bottom |
| Texas Ratio | 19.26% | 7.38% | +11.88% | 7th bottom |
| Provision / NCO | 81.59% | 618.99% | -537.40% | 26th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.74% | 11.44% | +0.30% | 73rd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.31% | 11.34% | -0.03% | 65th above |
| TCE / Tangible Assets | 11.31% | 10.50% | +0.81% | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.89% | 86.95% | +3.94% | 42nd below |
| Core Deposit Ratio | 65.64% | 85.57% | -19.93% | 6th bottom |
| Uninsured Deposit Ratio | 19.77% | 33.13% | -13.36% | 84th top |
| Wholesale Funding Ratio | 0.82% | 5.71% | -4.89% | 84th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.22% | 9.69% | -12.91% | 6th bottom |
| Loan Growth (Y/Y) | -4.44% | 8.06% | -12.50% | 6th bottom |
| Deposit Growth (Y/Y) | 0.38% | 7.87% | -7.49% | 21st bottom |
See Transportation Alliance Bank, Inc. dba Tab Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Transportation Alliance Bank, Inc. dba Tab Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Transportation Alliance Bank, Inc. dba Tab Bank profile, how to read a UBPR, or how this data updates.