Triad Business Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Triad Business Bank of Greensboro, NC against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.06% | 1.34% | -1.28% | 5th bottom |
| ROAE | 0.61% | 13.32% | -12.71% | 5th bottom |
| Net Interest Margin | 2.71% | 3.93% | -1.22% | 5th bottom |
| Efficiency Ratio | 89.39% | 61.13% | +28.26% | 6th bottom |
| PPNR / Avg Assets | 0.30% | 1.68% | -1.38% | 5th bottom |
| Yield on Earning Assets | 5.22% | 5.67% | -0.45% | 32nd below |
| Cost of Funds | 2.79% | 1.88% | +0.91% | 9th bottom |
| Net Interest Spread | 1.76% | 3.32% | -1.56% | 3rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.69% | 0.94% | +0.75% | 16th bottom |
| NPA / Total Assets | 1.30% | 0.70% | +0.60% | 14th bottom |
| NCO / Avg Loans | 0.27% | 0.16% | +0.11% | 10th bottom |
| ACL / Total Loans | 0.85% | 1.28% | -0.43% | 14th bottom |
| ACL / NPLs (Coverage) | 50.06% | 1539.52% | -1489.46% | 10th bottom |
| Texas Ratio | 12.81% | 7.33% | +5.48% | 16th bottom |
| Provision / NCO | 112.46% | 1396.50% | -1284.04% | 43rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.54% | 19.51% | -7.97% | 12th bottom |
| Tier 1 Ratio | 11.54% | 19.54% | -8.00% | 12th bottom |
| Total Capital Ratio | 12.29% | 20.63% | -8.34% | 10th bottom |
| Leverage Ratio | 10.86% | 12.14% | -1.28% | 48th below |
| Equity / Assets | 9.48% | 11.38% | -1.90% | 36th below |
| TCE / Tangible Assets | 9.48% | 11.09% | -1.61% | 40th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 86.14% | 80.63% | +5.51% | 37th below |
| Core Deposit Ratio | 63.42% | 86.87% | -23.45% | 2nd bottom |
| Wholesale Funding Ratio | 0.75% | 5.04% | -4.29% | 86th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.89% | 6.86% | -5.97% | 25th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.95% | 7.90% | -1.95% | 54th above |
| Deposit Growth (Y/Y) | 0.89% | 6.29% | -5.40% | 28th below |
See Triad Business Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Triad Business Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Triad Business Bank profile, how to read a UBPR, or how this data updates.