TriState Capital Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Retained earnings rose 4.8% in Q2 2026 to $1.01B, the biggest move on this page. Within Pennsylvania, TriState Capital Bank is 21st of 72 on CET1 ratio, 18.45% as of Q2 2026, above the middle of the field. TriState Capital Bank reported 18.45% on CET1 ratio for Q2 2026, 5.49 points above the 12.96% median for banks in the $10B-100B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 18.45% |
| Tier 1 risk-based capital ratio | 18.45% |
| Total risk-based capital ratio | 19.10% |
| Tier 1 leverage ratio | 7.41% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $1.80B |
| Tier 1 capital | $1.80B |
| Total risk-based capital | $1.86B |
| Total equity capital | $1.69B |
| Risk-weighted assets | $9.73B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.97% |
| Tangible equity to tangible assets | 6.97% |
| Equity capital to average assets | 6.98% |
| Internal capital growth rate | 11.27% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $10.0M |
| Common stock surplus | $778.5M |
| Retained earnings | $1.01B |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$106.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.76% | 14.76% | 15.26% | 7.15% | $8.74B |
| Q4 2023 | 15.18% | 15.18% | 15.69% | 7.10% | $8.94B |
| Q1 2024 | 16.44% | 16.44% | 17.02% | 7.18% | $8.62B |
| Q2 2024 | 16.48% | 16.48% | 17.07% | 7.36% | $8.84B |
| Q3 2024 | 16.92% | 16.92% | 17.52% | 7.46% | $8.89B |
| Q4 2024 | 16.97% | 16.97% | 17.59% | 7.24% | $9.09B |
| Q1 2025 | 17.17% | 17.17% | 17.79% | 7.49% | $9.18B |
| Q2 2025 | 17.04% | 17.04% | 17.72% | 7.49% | $9.48B |
| Q3 2025 | 16.78% | 16.78% | 17.49% | 7.57% | $9.90B |
| Q4 2025 | 17.94% | 17.94% | 18.66% | 7.46% | $9.52B |
| Q1 2026 | 18.57% | 18.57% | 19.29% | 7.45% | $9.42B |
| Q2 2026 | 18.45% | 18.45% | 19.10% | 7.41% | $9.73B |
TriState Capital Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock TriState Capital Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full TriState Capital Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58457) · FFIEC NIC profile (RSSD 3475083)