TriState Capital Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Total interest expense, which rose 5.7% to $181.4M. TriState Capital Bank has the 4th lowest net interest margin of the 109 banks headquartered in Pennsylvania, at 1.94% as of Q2 2026. The median for banks in the $10B-100B asset tier is 3.60% on net interest margin. TriState Capital Bank sits 1.66 points lower, at 1.94% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.00% |
| Yield on loans | 5.32% |
| Yield on securities | 3.66% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.29% |
| Cost of interest-bearing deposits | 3.39% |
| Cost of interest-bearing liabilities | 3.39% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 1.94% |
| Yield to cost spread | 1.61% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $248.3M |
| Total interest expense | $181.4M |
| Interest expense on deposits | $181.4M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.33% | 4.32% | 2.31% | 6.97% | 3.31% |
| Q4 2023 | 6.37% | 4.41% | 2.24% | 7.06% | 3.40% |
| Q1 2024 | 6.32% | 4.42% | 2.18% | 6.99% | 3.61% |
| Q2 2024 | 6.35% | 4.49% | 2.19% | 6.97% | 3.78% |
| Q3 2024 | 6.41% | 4.55% | 2.17% | 7.04% | 3.75% |
| Q4 2024 | 5.87% | 4.09% | 2.04% | 6.46% | 3.70% |
| Q1 2025 | 5.49% | 3.75% | 2.01% | 6.00% | 3.66% |
| Q2 2025 | 5.60% | 3.79% | 2.06% | 6.12% | 3.69% |
| Q3 2025 | 5.61% | 3.81% | 2.07% | 6.10% | 3.72% |
| Q4 2025 | 5.29% | 3.49% | 2.04% | 5.72% | 3.66% |
| Q1 2026 | 4.88% | 3.20% | 1.94% | 5.22% | 3.62% |
| Q2 2026 | 5.00% | 3.29% | 1.94% | 5.32% | 3.66% |
TriState Capital Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock TriState Capital Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full TriState Capital Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58457) · FFIEC NIC profile (RSSD 3475083)