TriState Capital Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in CRE concentration (Tier 1 capital + allowance): 5.37 percentage points lower than in Q1 2026, at 189.46%. Within Pennsylvania, TriState Capital Bank is 53rd of 109 on loan-to-deposit ratio, 87.25% as of Q2 2026, above the middle of the field. At 87.25%, TriState Capital Bank's loan-to-deposit ratio is close to the 86.83% median for banks in the $10B-100B asset tier (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $19.47B |
| Net loans and leases | $19.42B |
| Loans held for sale | $12.1M |
| Loans to total assets | 80.27% |
| Loan-to-deposit ratio | 87.25% |
| Net loans to equity capital | 11.49% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 11.84% |
| Multifamily (5+ residential) | 4.78% |
| Commercial and industrial | 5.99% |
| Consumer | 1.92% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 189.46% |
| Construction concentration (Tier 1 capital + allowance) | 10.82% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 5.32% |
| Interest income on loans | $248.3M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $12.99B | $16.26B | 13.88% | 40.96% | 30.90% |
| Q4 2023 | $13.21B | $17.76B | 13.82% | 41.62% | 30.51% |
| Q1 2024 | $13.23B | $17.97B | 13.45% | 40.96% | 30.54% |
| Q2 2024 | $14.01B | $17.93B | 13.45% | 41.43% | 31.31% |
| Q3 2024 | $14.38B | $18.91B | 13.58% | 41.13% | 31.52% |
| Q4 2024 | $14.88B | $19.17B | 13.73% | 7.28% | 2.22% |
| Q1 2025 | $15.24B | $18.97B | 14.05% | 6.87% | 2.05% |
| Q2 2025 | $15.76B | $19.41B | 13.71% | 7.07% | 2.03% |
| Q3 2025 | $16.60B | $20.51B | 13.38% | 6.72% | 1.93% |
| Q4 2025 | $17.84B | $21.48B | 12.56% | 6.52% | 1.90% |
| Q1 2026 | $18.39B | $21.37B | 12.29% | 6.24% | 1.96% |
| Q2 2026 | $19.47B | $22.32B | 11.84% | 5.99% | 1.92% |
TriState Capital Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock TriState Capital Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full TriState Capital Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58457) · FFIEC NIC profile (RSSD 3475083)