TriState Capital Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 1.19 percentage points higher than in Q1 2026, at 87.25%. TriState Capital Bank ranks 74th of 109 Pennsylvania banks on return on assets, in the lower half at 0.77% (Q2 2026). TriState Capital Bank reported 0.77% on return on assets for Q2 2026, 0.53 points below the 1.30% median for banks in the $10B-100B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 18.45% |
| Tier 1 risk-based capital ratio | 18.45% |
| Total risk-based capital ratio | 19.10% |
| Tier 1 leverage ratio | 7.41% |
| Equity capital to assets | 6.97% |
| Tangible equity to tangible assets | 6.97% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.44% |
| Non-performing assets ratio | 0.35% |
| Net charge-off ratio | 0.16% |
| Texas ratio | 4.87% |
| Allowance for credit losses to loans | 0.29% |
| Reserve coverage of non-performing loans | 66.42% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.77% |
| Return on equity | 11.13% |
| Net interest margin | 1.94% |
| Efficiency ratio | 46.33% |
| Yield on earning assets | 5.00% |
| Cost of funds | 3.29% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.25% |
| Core deposits to total deposits | 96.23% |
| Brokered deposits to total deposits | 3.26% |
| Deposits to assets | 92.00% |
| Securities to assets | 8.63% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.76% | 14.76% | 15.26% | 7.15% | 1.04% |
| Q4 2023 | 15.18% | 15.18% | 15.69% | 7.10% | 0.79% |
| Q1 2024 | 16.44% | 16.44% | 17.02% | 7.18% | 0.82% |
| Q2 2024 | 16.48% | 16.48% | 17.07% | 7.36% | 0.81% |
| Q3 2024 | 16.92% | 16.92% | 17.52% | 7.46% | 0.95% |
| Q4 2024 | 16.97% | 16.97% | 17.59% | 7.24% | 0.69% |
| Q1 2025 | 17.17% | 17.17% | 17.79% | 7.49% | 0.69% |
| Q2 2025 | 17.04% | 17.04% | 17.72% | 7.49% | 0.73% |
| Q3 2025 | 16.78% | 16.78% | 17.49% | 7.57% | 0.84% |
| Q4 2025 | 17.94% | 17.94% | 18.66% | 7.46% | 0.82% |
| Q1 2026 | 18.57% | 18.57% | 19.29% | 7.45% | 0.70% |
| Q2 2026 | 18.45% | 18.45% | 19.10% | 7.41% | 0.77% |
TriState Capital Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock TriState Capital Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full TriState Capital Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58457) · FFIEC NIC profile (RSSD 3475083)