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Union Bank: Return on Assets

2.48% Ranks #170 of 3,613 U.S. banks · 95th percentile

Data as of · sourced from FFIEC call reports. How we update

Union Bank reported a return on assets of 2.48% as of Q2 2026, ranking #170 of 3,613 U.S. banks (95th percentile). That is up 0.22 percentage points from 2.27% a year earlier, and above the 1.30% median of the 733 Midsize Community Banks ($500M–$1B in assets). Return on Assets (ROA) measures net income divided by average total assets, the single most-watched US banking profitability metric.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 2.48%
Q1 2026 2.37%
Q4 2025 2.23%
Q3 2025 2.37%
Q2 2025 2.27%
Q1 2025 2.16%
Q4 2024 2.03%
Q3 2024 1.84%
Q2 2024 1.70%
Q1 2024 1.67%
Q4 2023 1.90%
Q3 2023 2.02%

National Context

Latest value 2.48%
National rank#170 of 3,613
Percentile 95th
12-quarter low1.67%
12-quarter high2.48%
Full rankingView leaderboard

What is the Return on Assets?

Return on assets (ROA) is a bank's annualized net income divided by its average total assets, expressed as a percentage. It shows how much profit the bank earns on each dollar of its balance sheet, whatever its size or capital structure.

Read ROA against peers of the same size and business model, then check what is driving it. A high ROA from a wide net interest margin is more durable than one lifted by a one-time securities gain or a release of loan loss reserves. Subchapter S banks pay no income tax at the bank level, so their after-tax ROA runs higher than a C corporation bank with the same pretax earnings; compare them on pretax ROA. A bank with heavy trust or fee businesses can post a high ROA on a small balance sheet.

Full definition & formula →

Frequently asked questions

What is Union Bank's Return on Assets?

Union Bank's Return on Assets was 2.48% as of Q2 2026, ranking #170 of 3,613 U.S. banks.

What is the Return on Assets?

Return on assets (ROA) is a bank's annualized net income divided by its average total assets, expressed as a percentage. It shows how much profit the bank earns on each dollar of its balance sheet, whatever its size or capital structure.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Union Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 14597) · FFIEC NIC profile (RSSD 86349)