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Union Bank & Trust Company Locations & Branches Monticello, Arkansas
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Union Bank & Trust Company operates 5 branches from its headquarters in Monticello, AR, .
Union Bank & Trust Company branch network
All 5 branches are in ARKANSAS, across 2 cities. Monticello, AR has the most of its branches, 3. Its largest office by deposits is its main office in Monticello, AR, with $273.4M (85.2% of its branch deposits). It had the same number of branches on June 30, 2025.
Union Bank & Trust Company at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.19% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $355.8M
- Tier 1 leverage ratio, Q2 2026
- 10.19%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1887
Full financial profile · Is Union Bank & Trust Company safe? · Union Bank & Trust Company call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Monticello, AR (3 branches) | 1 of 4 | 43.8% | $273.4M |
| State: AR (5 branches) | 54 of 108 | 0.3% | $320.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Arkansas.
Share by county and metro area
Union Bank & Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Drew, AR (3 branches) | 1 of 4 | 43.8% | $273.4M | $624.4M |
| Bradley, AR (2 branches) | 3 of 3 | 18.3% | $47.4M | $259.6M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Union Bank & Trust Company (main office) | Monticello, AR | 71655 | $273.4M |
| Warren Branch | Warren, AR | 71671 | $47.4M |
| University Branch | Monticello, AR | 71655 | $0 |
| Express Branch | Monticello, AR | 71657 | $0 |
| Warren Express Branch | Warren, AR | 71671 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 1753) · FFIEC NIC profile (RSSD 22048)