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United Citizens Bank of Southern Kentucky, Inc.: Off-Balance-Sheet Exposure

Data as of · Call Report Schedules RC-L and RC-R How we update

Commitments and derivative positions that do not appear in total assets. Notional derivative amounts are reference values, not money at risk. They run to many multiples of the balance sheet at the largest dealer banks.

United Citizens Bank of Southern Kentucky, Inc. reported little change from Q1 2026 to Q2 2026. Trading assets to total assets showed the biggest shift, 0.00% to 0.00%.

Commitments

Commitments for United Citizens Bank of Southern Kentucky, Inc., Q2 2026
Line item Q2 2026
Unused loan commitments $791K
Letters of credit $0

Derivatives

Derivatives for United Citizens Bank of Southern Kentucky, Inc., Q2 2026
Line item Q2 2026
Total derivatives, notional $137K
Interest rate swaps, notional $0
Foreign exchange derivatives, notional —
Derivatives notional to total assets 0.05%

Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.

Trading positions

Trading positions for United Citizens Bank of Southern Kentucky, Inc., Q2 2026
Line item Q2 2026
Trading account assets $0
Trading liabilities $0
Trading assets to total assets 0.00%

Off-Balance-Sheet Exposure trend

Last 11 quarters as filed. Every value plotted here also appears in the tables above.

Unused commitments and letters of credit
Derivatives notional to assets

Off-Balance-Sheet Exposure by quarter

Values plotted above, United Citizens Bank of Southern Kentucky, Inc., oldest first
Quarter Unused commitmentsLetters of creditDerivatives notional / assets
Q4 2023 $1.4M $0 0.06%
Q1 2024 $1.2M $0 0.09%
Q2 2024 $1.3M $0 0.05%
Q3 2024 $1.1M $0 0.04%
Q4 2024 $1.1M $0 —
Q1 2025 $939K $0 0.06%
Q2 2025 $895K $0 —
Q3 2025 $952K $0 0.06%
Q4 2025 $778K $0 0.16%
Q1 2026 $846K $0 —
Q2 2026 $791K $0 0.05%

United Citizens Bank of Southern Kentucky, Inc. off-balance-sheet exposure, all the way back

Off-Balance-Sheet Exposure back to 2001 · peer percentiles on every line item · Excel export

Unlock United Citizens Bank of Southern Kentucky, Inc., free

Source: Call Report Schedules RC-L and RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full United Citizens Bank of Southern Kentucky, Inc. profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 57867) · FFIEC NIC profile (RSSD 3306598)