Unity Bank: Return on Assets
Data as of · sourced from FFIEC call reports. How we update
Unity Bank reported a return on assets of 2.07% as of Q2 2026, ranking #413 of 3,613 U.S. banks (89th percentile). That is up 0.09 percentage points from 1.98% a year earlier, and above the 1.29% median of the 854 Large Community Banks ($1B–$10B in assets). Return on Assets (ROA) measures net income divided by average total assets, the single most-watched US banking profitability metric.
12-Quarter Trend
National Context
What is the Return on Assets?
Return on assets (ROA) is a bank's annualized net income divided by its average total assets, expressed as a percentage. It shows how much profit the bank earns on each dollar of its balance sheet, whatever its size or capital structure.
Read ROA against peers of the same size and business model, then check what is driving it. A high ROA from a wide net interest margin is more durable than one lifted by a one-time securities gain or a release of loan loss reserves. Subchapter S banks pay no income tax at the bank level, so their after-tax ROA runs higher than a C corporation bank with the same pretax earnings; compare them on pretax ROA. A bank with heavy trust or fee businesses can post a high ROA on a small balance sheet.
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What is Unity Bank's Return on Assets?
Unity Bank's Return on Assets was 2.07% as of Q2 2026, ranking #413 of 3,613 U.S. banks.
What is the Return on Assets?
Return on assets (ROA) is a bank's annualized net income divided by its average total assets, expressed as a percentage. It shows how much profit the bank earns on each dollar of its balance sheet, whatever its size or capital structure.
More Unity Bank metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Unity Bank profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 33503) · FFIEC NIC profile (RSSD 1890525)