Branch Network
Washington Savings Bank Locations & Branches Lowell, Massachusetts
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Washington Savings Bank operates 2 branches from its headquarters in Lowell, MA, .
Washington Savings Bank branch network
Both branches are in MASSACHUSETTS, across 2 cities. Its largest office by deposits is its main office in Lowell, MA, with $143.0M (57.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Washington Savings Bank at a glance
Its CET1 capital ratio was 16.92% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $302.3M
- CET1 ratio, Q2 2026
- 16.92%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1892
Full financial profile · Is Washington Savings Bank safe? · Washington Savings Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Lowell, MA (1 branch) | 6 of 10 | 7.2% | $143.0M |
| State: MA (2 branches) | 90 of 112 | <0.1% | $249.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Massachusetts.
Share by county and metro area
Washington Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Middlesex, MA (2 branches) | 33 of 42 | 0.3% | $249.3M | $83.13B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Boston-Cambridge-Newton, MA-NH (2 branches) | 63 of 99 | <0.1% | $249.3M | $580.15B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Washington Savings Bank (main office) | Lowell, MA | 01852 | $143.0M |
| Dracut Branch | Dracut, MA | 01826 | $106.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 90229) · FFIEC NIC profile (RSSD 654300)