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Waukon State Bank Locations & Branches Waukon, Iowa
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Waukon State Bank operates 4 branches from its headquarters in Waukon, IA, .
Waukon State Bank branch network
All 4 branches are in IOWA, across 2 cities. Decorah, IA has the most of its branches, 2. Its largest office by deposits is the Decorah Branch office in Decorah, IA, with $194.9M (53.2% of its branch deposits). It had the same number of branches on June 30, 2025.
Waukon State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.44% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $426.9M
- Tier 1 leverage ratio, Q2 2026
- 10.44%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1871
Full financial profile · Is Waukon State Bank safe? · Waukon State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Waukon, IA (2 branches) | 1 of 4 | 48.8% | $171.6M |
| State: IA (4 branches) | 79 of 261 | 0.3% | $366.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
Waukon State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Winneshiek, IA (2 branches) | 2 of 9 | 15.6% | $194.9M | $1.25B |
| Allamakee, IA (2 branches) | 3 of 6 | 20.0% | $171.6M | $857.7M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Decorah Branch | Decorah, IA | 52101 | $194.9M |
| Waukon State Bank (main office) | Waukon, IA | 52172 | $171.6M |
| Parking Lot Branch | Waukon, IA | 52172 | $0 |
| Viking State Bank & Trust Brach Branch | Decorah, IA | 52101 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 1857) · FFIEC NIC profile (RSSD 436542)