Wyoming Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Wyoming Community Bank of Riverton, WY against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.54% | 1.34% | +0.20% | 66th above |
| ROAE | 19.79% | 13.32% | +6.47% | 86th top |
| Net Interest Margin | 4.23% | 3.93% | +0.30% | 66th above |
| Efficiency Ratio | 61.93% | 61.13% | +0.80% | 48th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.60% | 1.68% | -0.08% | 51st above |
| Yield on Earning Assets | 5.73% | 5.67% | +0.06% | 56th above |
| Cost of Funds | 1.58% | 1.88% | -0.30% | 65th above |
| Net Interest Spread | 3.61% | 3.32% | +0.29% | 65th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.31% | 0.94% | -0.63% | 57th above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.47% | 0.70% | -0.23% | 40th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.16% | -0.14% | 34th below |
| ACL / Total Loans | 1.36% | 1.28% | +0.08% | 68th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 437.48% | 1546.43% | -1108.95% | 68th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.27% | 7.34% | -2.07% | 39th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 937.50% | 1395.04% | -457.54% | 81st top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.52% | 12.14% | -2.62% | 22nd bottom |
| Equity / Assets | 7.98% | 11.37% | -3.39% | 14th bottom |
| TCE / Tangible Assets | 7.98% | 11.08% | -3.10% | 16th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.04% | 80.66% | -8.62% | 67th above |
| Core Deposit Ratio | 92.29% | 86.85% | +5.44% | 69th above |
| Wholesale Funding Ratio | 1.67% | 5.04% | -3.37% | 73rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.79% | 6.84% | -0.05% | 68th above |
| Loan Growth (Y/Y) | 12.89% | 7.92% | +4.97% | 82nd top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.09% | 6.29% | -0.20% | 65th above |
See Wyoming Community Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Wyoming Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Wyoming Community Bank profile, how to read a UBPR, or how this data updates.