Yakima Federal Savings and Loan Association: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets rose 0.43 percentage points from Q1 2026 to Q2 2026, ending at 27.66% against 27.23%. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 28.14% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $564.7M |
| Tier 1 capital | $564.7M |
| Total risk-based capital | — |
| Total equity capital | $552.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 27.66% |
| Tangible equity to tangible assets | 27.66% |
| Equity capital to average assets | 27.53% |
| Internal capital growth rate | 3.34% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $564.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$12.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 26.26% | 25.48% | 25.48% |
| Q4 2023 | 26.25% | 24.66% | 24.66% |
| Q1 2024 | 25.42% | 24.72% | 24.72% |
| Q2 2024 | 25.62% | 25.05% | 25.05% |
| Q3 2024 | 25.67% | 25.19% | 25.19% |
| Q4 2024 | 26.15% | 25.74% | 25.74% |
| Q1 2025 | 26.48% | 25.89% | 25.89% |
| Q2 2025 | 26.85% | 26.47% | 26.47% |
| Q3 2025 | 27.02% | 26.59% | 26.59% |
| Q4 2025 | 27.41% | 27.05% | 27.05% |
| Q1 2026 | 27.73% | 27.23% | 27.23% |
| Q2 2026 | 28.14% | 27.66% | 27.66% |
Yakima Federal Savings and Loan Association regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Yakima Federal Savings and Loan Association, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Yakima Federal Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28116) · FFIEC NIC profile (RSSD 809771)