Yakima Federal Savings and Loan Association: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 1.16 percentage points higher than in Q1 2026, at 83.30%. Within Washington, Yakima Federal Savings and Loan Association is 25th of 29 on loan-to-deposit ratio, 66.64% as of Q2 2026, below the middle of the field. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Yakima Federal Savings and Loan Association sits 21.56 points lower, at 66.64% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $949.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $56.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.83% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 66.64% |
| Net loans and leases to deposits | 66.27% |
| Loans and leases to core deposits | 83.30% |
| Core deposits to total deposits | 80.00% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 51.15% | 78.62% | $0 | $0 |
| Q4 2023 | 52.37% | 78.42% | $0 | $100.0M |
| Q1 2024 | 53.28% | 78.27% | $0 | $100.0M |
| Q2 2024 | 55.44% | 77.92% | $0 | $100.0M |
| Q3 2024 | 56.81% | 78.07% | $0 | $106.5M |
| Q4 2024 | 57.63% | 78.70% | $0 | $56.5M |
| Q1 2025 | 58.71% | 78.69% | $0 | $56.5M |
| Q2 2025 | 62.18% | 78.86% | $0 | $56.5M |
| Q3 2025 | 63.48% | 79.03% | $0 | $56.5M |
| Q4 2025 | 65.53% | 79.73% | $0 | $56.5M |
| Q1 2026 | 65.56% | 79.81% | $0 | $56.5M |
| Q2 2026 | 66.64% | 80.00% | $0 | $56.5M |
Yakima Federal Savings and Loan Association liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Yakima Federal Savings and Loan Association, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Yakima Federal Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28116) · FFIEC NIC profile (RSSD 809771)