Yakima Federal Savings and Loan Association: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 76.88 percentage points in Q2 2026, from 110.08% to 186.96%. It was the largest change from Q1 2026 among the key lines here. Within Washington, Yakima Federal Savings and Loan Association is 17th of 29 on return on assets, 0.91% as of Q2 2026, below the middle of the field. The median for banks in the $1B-10B asset tier is 1.28% on return on assets. Yakima Federal Savings and Loan Association sits 0.37 points lower, at 0.91% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 28.14% |
| Equity capital to assets | 27.66% |
| Tangible equity to tangible assets | 27.66% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.30% |
| Non-performing assets ratio | 0.14% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.49% |
| Allowance for credit losses to loans | 0.56% |
| Reserve coverage of non-performing loans | 186.96% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.91% |
| Return on equity | 3.32% |
| Net interest margin | 2.27% |
| Efficiency ratio | 52.66% |
| Yield on earning assets | 3.86% |
| Cost of funds | 2.21% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 66.64% |
| Core deposits to total deposits | 80.00% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 68.63% |
| Securities to assets | 43.10% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 26.26% | 0.81% | 1.97% | 0.19% | 0.00% |
| Q4 2023 | 26.25% | 0.67% | 1.86% | 0.12% | 0.00% |
| Q1 2024 | 25.42% | 0.58% | 1.68% | 0.12% | 0.00% |
| Q2 2024 | 25.62% | 0.55% | 1.64% | 0.16% | 0.00% |
| Q3 2024 | 25.67% | 0.60% | 1.65% | 0.15% | 0.00% |
| Q4 2024 | 26.15% | 0.61% | 1.73% | 0.29% | 0.00% |
| Q1 2025 | 26.48% | 0.65% | 1.90% | 0.27% | 0.00% |
| Q2 2025 | 26.85% | 0.90% | 2.00% | 0.51% | 0.00% |
| Q3 2025 | 27.02% | 0.74% | 2.07% | 0.40% | 0.00% |
| Q4 2025 | 27.41% | 0.96% | 2.16% | 0.41% | 0.00% |
| Q1 2026 | 27.73% | 0.96% | 2.23% | 0.51% | 0.00% |
| Q2 2026 | 28.14% | 0.91% | 2.27% | 0.30% | 0.00% |
Yakima Federal Savings and Loan Association vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Yakima Federal Savings and Loan Association, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Yakima Federal Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28116) · FFIEC NIC profile (RSSD 809771)