Yakima Federal Savings and Loan Association: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Yakima Federal Savings and Loan Association of Yakima, WA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.91% | 1.46% | -0.55% | 24th bottom |
| ROAE | 3.32% | 12.72% | -9.40% | 6th bottom |
| Net Interest Margin | 2.27% | 3.85% | -1.58% | 3rd bottom |
| Efficiency Ratio | 52.66% | 57.41% | -4.75% | 68th above |
| PPNR / Avg Assets | 1.11% | 1.88% | -0.77% | 20th bottom |
| Yield on Earning Assets | 3.86% | 5.72% | -1.86% | 2nd bottom |
| Cost of Funds | 2.21% | 2.02% | +0.19% | 37th below |
| Net Interest Spread | 1.63% | 3.18% | -1.55% | 3rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.30% | 1.00% | -0.70% | 72nd above |
| NPA / Total Assets | 0.14% | 0.76% | -0.62% | 82nd top |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 78th top |
| ACL / Total Loans | 0.56% | 1.31% | -0.75% | 4th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 186.96% | 543.63% | -356.67% | 52nd above |
| Texas Ratio | 0.49% | 7.39% | -6.90% | 92nd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 28.14% | 11.42% | +16.72% | 99th top |
| Equity / Assets | 27.66% | 11.32% | +16.34% | 99th top |
| TCE / Tangible Assets | 27.66% | 10.49% | +17.17% | 99th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 66.64% | 86.97% | -20.33% | 89th top |
| Core Deposit Ratio | 80.00% | 85.56% | -5.56% | 21st bottom |
| Uninsured Deposit Ratio | 27.42% | 33.13% | -5.71% | 62nd above |
| Wholesale Funding Ratio | 2.83% | 5.71% | -2.88% | 60th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.77% | 9.69% | -10.46% | 13th bottom |
| Loan Growth (Y/Y) | 4.61% | 8.06% | -3.45% | 44th below |
| Deposit Growth (Y/Y) | -2.40% | 7.88% | -10.28% | 10th bottom |
See Yakima Federal Savings and Loan Association's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Yakima Federal Savings and Loan Association, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Yakima Federal Savings and Loan Association profile, how to read a UBPR, or how this data updates.