RCON1249: Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) - Past Due 90 Days or More and Still Accruing
RCON1249 is the call report code for loans secured by real estate to non-u.s. addressees (domicile) - past due 90 days or more and still accruing, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 719 banks reported it, totaling $1.9M; the median among the 2 with a nonzero amount was $946K. The largest value reported for Q2 2026 was $1.2M, by International Bank of Commerce.
Definition
Includes the full outstanding balances of real estate loans to non-U.S. addressees (not just delinquent payments) that are past due 90 days or more and upon which the bank continues to accrue interest. (See item 1245.)
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCON1249 sits on the call report
| Code | RCON1249 (prefix RCON, item 1249) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets |
| Reported on | FFIEC 041 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1987 |
The same item under other prefixes
Item 1249 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFD1249 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCON1249 |
|---|---|---|
| International Bank of Commerce | Laredo, TX | $1.2M |
| Prosperity Bank | El Campo, TX | $668K |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 719 | $1.9M |
| March 31, 2026 | 728 | $2.6M |
| December 31, 2025 | 744 | $659K |
| September 30, 2025 | 748 | $347K |
| June 30, 2025 | 764 | $2.2M |
| March 31, 2025 | 776 | $137K |
| December 31, 2024 | 780 | $339K |
| September 30, 2024 | 782 | $339K |
Related
All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is