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Call report code · Schedule RC

RCON3200: Subordinated Notes and Debentures

RCON3200 is the call report code for subordinated notes and debentures, reported on Schedule RC, Balance Sheet. For Q2 2026, 4,217 banks reported it, totaling $4.51B; the median among the 23 with a nonzero amount was $49.5M. The largest value reported for Q2 2026 was $964.5M, by Zions Bancorporation, N.A.

Definition

Includes the amount of outstanding subordinated notes and debentures (including mandatory convertible debt).

Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.

Where RCON3200 sits on the call report

Reference facts for call report code RCON3200
CodeRCON3200 (prefix RCON, item 3200)
Prefix RCONDomestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items.
ScheduleRC, Balance Sheet
Reported onFFIEC 041, FFIEC 051
ValueDollar amount, reported in thousands, as of the quarter end
In the MDRM since1959

The same item under other prefixes

Item 3200 is also reported under these codes. Which banks file each one depends on the form they file.

CodeMeaning of the prefixBanks reporting
RCFD3200 The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) 80

Largest reported values, Q2 2026

The ten banks reporting the largest RCON3200 values
BankHeadquartersRCON3200
Zions Bancorporation, N.A. Salt Lake City, UT $964.5M
First Horizon Bank Memphis, TN $495.5M
Bank OZK Little Rock, AR $463.2M
BOKF, N.A. Tulsa, OK $461.8M
First National Bank of Pennsylvania Greenville, PA $420.0M
Western Alliance Bank Phoenix, AZ $387.7M
TowneBank Portsmouth, VA $279.1M
Associated Bank, N.A. Green Bay, WI $250.0M
Comenity Capital Bank Draper, UT $250.0M
First Security Bank Searcy, AR $200.0M

Total reported by quarter

Sum of RCON3200 across the banks that reported it, by quarter
Quarter endBanks reportingTotal reported
June 30, 20264,217$4.51B
March 31, 20264,256$4.98B
December 31, 20254,314$5.73B
September 30, 20254,355$4.66B
June 30, 20254,397$4.83B
March 31, 20254,437$5.06B
December 31, 20244,461$4.88B
September 30, 20244,490$4.74B

Related

All codes on Schedule RC · All call report schedules · Find the code for a loan type · What a call report is