RCONB804: Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements
RCONB804 is the call report code for outstanding principal balance of assets serviced for others (memorandum item 2.c is to be completed if the balance is more than $10 million): 1-4 family residential mortgages serviced with recourse or oher servicer-provided credit enhancements, reported on Schedule RC-S, Servicing, Securitization, and Asset Sale Activities. For Q2 2026, 935 banks reported it, totaling $13.95B; the median among the 176 with a nonzero amount was $22.7M. The largest value reported for Q2 2026 was $1.26B, by Barrington Bank & Trust Company, N.A.
Definition
Includes the outstanding principal balance of 1-to-4 family residential mortgage loans that the reporting bank services for others under servicing arrangements in which the reporting bank also provides recourse or other servicer-provided credit enhancements. Include 1-to-4 family residential mortgages serviced under regular option contracts (i.e., with recourse) with the Federal National Mortgage Association, serviced with recourse for the Federal Home Loan Mortgage Corporation, and serviced with recourse under other servicing contracts.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONB804 sits on the call report
| Code | RCONB804 (prefix RCON, item B804) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-S, Servicing, Securitization, and Asset Sale Activities |
| Reported on | FFIEC 041 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B804 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDB804 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONB804 |
|---|---|---|
| Barrington Bank & Trust Company, N.A. | Barrington, IL | $1.26B |
| Stifel Bank and Trust | Saint Louis, MO | $700.3M |
| Nicolet National Bank | Green Bay, WI | $583.0M |
| Johnson Bank | Racine, WI | $511.6M |
| Bangor Savings Bank | Bangor, ME | $468.4M |
| First State Bank of St. Charles, Missouri | Saint Charles, MO | $454.5M |
| Fulton Bank, N.A. | Lancaster, PA | $426.9M |
| Dacotah Bank | Aberdeen, SD | $424.3M |
| Associated Bank, N.A. | Green Bay, WI | $377.4M |
| West Gate Bank | Lincoln, NE | $335.3M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 935 | $13.95B |
| March 31, 2026 | 946 | $14.31B |
| December 31, 2025 | 987 | $14.33B |
| September 30, 2025 | 997 | $13.92B |
| June 30, 2025 | 1,015 | $13.47B |
| March 31, 2025 | 1,030 | $12.91B |
| December 31, 2024 | 1,053 | $12.65B |
| September 30, 2024 | 1,057 | $12.44B |
Related
All codes on Schedule RC-S · All call report schedules · Find the code for a loan type · What a call report is