RCONC407: Outstanding Credit Card Fees and Finance Charges
RCONC407 is the call report code for outstanding credit card fees and finance charges, reported on Schedule RC-S, Servicing, Securitization, and Asset Sale Activities. For Q2 2026, 455 banks reported it, totaling $13.0M. The largest value reported for Q2 2026 was $13.0M, by Barclays Bank Delaware.
Definition
Report the amount outstanding of credit card fees and finance charges that the bank has securitized and sold in connection with its securitization and sale of the credit card receivables reported in Schedule RC-S, item 1, column C.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONC407 sits on the call report
| Code | RCONC407 (prefix RCON, item C407) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-S, Servicing, Securitization, and Asset Sale Activities |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2003 |
The same item under other prefixes
Item C407 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDC407 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 61 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONC407 |
|---|---|---|
| Barclays Bank Delaware | Wilmington, DE | $13.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 455 | $13.0M |
| March 31, 2026 | 467 | $0 |
| December 31, 2025 | 488 | $0 |
| September 30, 2025 | 499 | $0 |
| June 30, 2025 | 509 | $0 |
| March 31, 2025 | 521 | $0 |
| December 31, 2024 | 535 | $0 |
| September 30, 2024 | 539 | $0 |
Related
All codes on Schedule RC-S · All call report schedules · Find the code for a loan type · What a call report is