RCONF230: Total Carrying Amount of Closed-end Loans with Negative Amortization Features Secure by 1-4 Family Residential Properties
RCONF230 is the call report code for total carrying amount of closed-end loans with negative amortization features secure by 1-4 family residential properties, reported on Schedule RC-C, Part I, Loans and Leases. For Q2 2026, 4,297 banks reported it, totaling $3.96B; the median among the 38 with a nonzero amount was $1.3M. The largest value reported for Q2 2026 was $2.30B, by JPMorgan Chase Bank, N.A.
Definition
Report the total carrying amount (before any loan loss allowances) of, i.e., the recorded investment in, closed-end loans secured by 1-4 family residential properties whose terms allow for negative amortization. The carrying amounts included in this item will also have been reported in Schedule RC-C, part I, items 1.c.(2)(a) and (b).
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONF230 sits on the call report
| Code | RCONF230 (prefix RCON, item F230) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-C, Part I, Loans and Leases |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2007 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONF230 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $2.30B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $1.30B |
| U.S. Bank N.A. | Cincinnati, OH | $105.2M |
| First-Citizens Bank & Trust Company | Raleigh, NC | $82.0M |
| Wells Fargo Bank South Central, N.A. | Houston, TX | $74.8M |
| Banco Popular de Puerto Rico | San Juan, PR | $27.0M |
| Axos Bank | San Diego, CA | $21.8M |
| Bank of America, N.A. | Charlotte, NC | $20.0M |
| PNC Bank, N.A. | Wilmington, DE | $8.4M |
| Goldman Sachs Bank USA | New York, NY | $3.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $3.96B |
| March 31, 2026 | 2 | $0 |
| December 31, 2025 | 4,394 | $4.34B |
| September 30, 2025 | 2 | $0 |
| June 30, 2025 | 4,477 | $4.75B |
| March 31, 2025 | 3 | $0 |
| December 31, 2024 | 4,543 | $5.17B |
| September 30, 2024 | 3 | $0 |
Related
All codes on Schedule RC-C, Part I · All call report schedules · Find the code for a loan type · What a call report is