RCONG472: Subordinated Notes and Debentures with a Remaining Maturity of Over Five Years
RCONG472 is the call report code for subordinated notes and debentures with a remaining maturity of over five years, reported on Schedule RC-O, Other Data for Deposit Insurance Assessments (FFIEC 031 Schedule RC-O, item 8.(d)). For Q2 2026, 4,167 banks reported it, totaling $2.81B; the median among the 14 with a nonzero amount was $200.0M. The largest value reported for Q2 2026 was $494.6M, by Zions Bancorporation, N.A.
Definition
Report all subordinated notes and debentures with a remaining maturity of over five years. Include both fixed rate and floating rate subordinated notes and debentures.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONG472 sits on the call report
| Code | RCONG472 (prefix RCON, item G472) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-O, Other Data for Deposit Insurance Assessments |
| Line item | FFIEC 031 Schedule RC-O, item 8.(d); FFIEC 041 Schedule RC-O, item 8.(d) |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2009 |
The same item under other prefixes
Item G472 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDG472 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 74 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONG472 |
|---|---|---|
| Zions Bancorporation, N.A. | Salt Lake City, UT | $494.6M |
| Bank OZK | Little Rock, AR | $463.2M |
| BOKF, N.A. | Tulsa, OK | $396.7M |
| Western Alliance Bank | Phoenix, AZ | $387.7M |
| TowneBank | Portsmouth, VA | $275.7M |
| Comenity Capital Bank | Draper, UT | $250.0M |
| Associated Bank, N.A. | Green Bay, WI | $250.0M |
| First National Bank of Pennsylvania | Greenville, PA | $150.0M |
| First Commonwealth Bank | Indiana, PA | $49.5M |
| First Federal Savings & Loan Association of Pascagoula-Moss Point | Pascagoula, MS | $35.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,167 | $2.81B |
| March 31, 2026 | 4,207 | $3.41B |
| December 31, 2025 | 4,267 | $3.96B |
| September 30, 2025 | 4,308 | $2.96B |
| June 30, 2025 | 4,350 | $3.13B |
| March 31, 2025 | 4,390 | $3.94B |
| December 31, 2024 | 4,415 | $3.75B |
| September 30, 2024 | 4,446 | $3.94B |
Related
All codes on Schedule RC-O · All call report schedules · Find the code for a loan type · What a call report is