Call report code · Schedule RC-R, Part II
RCONS440: Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - Adjustments to Totals Reported in Column a
RCONS440 is the call report code for loans and leases, net of unearned income, residential mortgage exposures - adjustments to totals reported in column a, reported on Schedule RC-R, Part II, Risk-Weighted Assets. For Q2 2026, 2,407 banks reported it, totaling $52.2M; the median among the 25 with a nonzero amount was $832K. The largest value reported for Q2 2026 was $12.8M, by OceanFirst Bank, N.A.
Where RCONS440 sits on the call report
| Code | RCONS440 (prefix RCON, item S440) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-R, Part II, Risk-Weighted Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2015 |
The same item under other prefixes
Item S440 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDS440 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 77 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONS440 |
|---|---|---|
| OceanFirst Bank, N.A. | Toms River, NJ | $12.8M |
| First Horizon Bank | Memphis, TN | $12.6M |
| CNB Bank | Clearfield, PA | $6.6M |
| Atlantic Union Bank | Richmond, VA | $4.6M |
| Oriental Bank | San Juan, PR | $3.2M |
| Eastern Bank | Boston, MA | $2.0M |
| First National Bank of Pennsylvania | Greenville, PA | $2.0M |
| First Mid Bank & Trust, N.A. | Mattoon, IL | $1.9M |
| Webster Bank, N.A. | Stamford, CT | $1.9M |
| Heartland Bank and Trust Company | Bloomington, IL | $1.6M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 2,407 | $52.2M |
| March 31, 2026 | 761 | $76.3M |
| December 31, 2025 | 2,595 | $55.1M |
| September 30, 2025 | 810 | $46.9M |
| June 30, 2025 | 2,683 | $46.1M |
| March 31, 2025 | 830 | $32.2M |
| December 31, 2024 | 2,763 | $39.3M |
| September 30, 2024 | 855 | $46.0M |
Related
All codes on Schedule RC-R, Part II · All call report schedules · Find the code for a loan type · What a call report is