Call report code · Schedule RC-R, Part II
RCONS450: Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - Adjustments to Totals Reported in Column a
RCONS450 is the call report code for loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - adjustments to totals reported in column a, reported on Schedule RC-R, Part II, Risk-Weighted Assets. For Q2 2026, 2,407 banks reported it, totaling $46.0M; the median among the 14 with a nonzero amount was $639K. The largest value reported for Q2 2026 was $18.3M, by Eastern Bank.
Where RCONS450 sits on the call report
| Code | RCONS450 (prefix RCON, item S450) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-R, Part II, Risk-Weighted Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2015 |
The same item under other prefixes
Item S450 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDS450 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 77 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONS450 |
|---|---|---|
| Eastern Bank | Boston, MA | $18.3M |
| Needham Bank | Needham, MA | $10.3M |
| Renasant Bank | Tupelo, MS | $8.5M |
| OceanFirst Bank, N.A. | Toms River, NJ | $3.1M |
| Webster Bank, N.A. | Stamford, CT | $2.8M |
| Peoples Bank of Alabama | Cullman, AL | $2.0M |
| Atlantic Union Bank | Richmond, VA | $916K |
| Enterprise Bank & Trust | Clayton, MO | $362K |
| TruNorth Bank | Peabody, MA | $246K |
| First National Bank of Pennsylvania | Greenville, PA | $188K |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 2,407 | $46.0M |
| March 31, 2026 | 761 | $68.6M |
| December 31, 2025 | 2,595 | $89.1M |
| September 30, 2025 | 810 | $50.4M |
| June 30, 2025 | 2,683 | $46.0M |
| March 31, 2025 | 830 | $6.1M |
| December 31, 2024 | 2,763 | $9.5M |
| September 30, 2024 | 855 | $20.7M |
Related
All codes on Schedule RC-R, Part II · All call report schedules · Find the code for a loan type · What a call report is