RIAD5410: Recoveries on Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 4617, 4618, and 4628
RIAD5410 is the call report code for recoveries on loans to finance commercial real estate, construction, and land development activities included in items 4617, 4618, and 4628, reported on Schedule RI-B, Part I, Charge-offs and Recoveries on Loans and Leases. For Q2 2026 (year to date), 4,297 banks reported it, totaling $15.0M; the median among the 41 with a nonzero amount was $16K. The largest value reported for Q2 2026 (year to date) was $10.0M, by Manufacturers and Traders Trust Company.
Definition
Includes recoveries on 'Loans to Finance Commercial Real Estate, Construction, and Land Development Activities (2746)' not secured by real estate. Also such loans are included in items 4617, 4618, and 4628. Excludes all real estate loans included in items 4661 and 4662.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIAD5410 sits on the call report
| Code | RIAD5410 (prefix RIAD, item 5410) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI-B, Part I, Charge-offs and Recoveries on Loans and Leases |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 1991 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIAD5410 |
|---|---|---|
| Manufacturers and Traders Trust Company | Buffalo, NY | $10.0M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $1.0M |
| Bank of America, N.A. | Charlotte, NC | $1.0M |
| TD Bank, N.A. | Wilmington, DE | $788K |
| Santander Bank, N.A. | Wilmington, DE | $697K |
| City National Bank | Los Angeles, CA | $306K |
| The Fidelity Bank | Fuquay Varina, NC | $273K |
| First Financial Bank, N.A. | Terre Haute, IN | $255K |
| KS Bank, Inc. | Smithfield, NC | $91K |
| First Horizon Bank | Memphis, TN | $73K |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $15.0M |
| March 31, 2026 | 4,336 | $12.7M |
| December 31, 2025 | 4,394 | $22.1M |
| September 30, 2025 | 4,435 | $17.1M |
| June 30, 2025 | 4,477 | $7.7M |
| March 31, 2025 | 4,519 | $3.1M |
| December 31, 2024 | 4,543 | $13.0M |
| September 30, 2024 | 4,572 | $11.4M |
Related
All codes on Schedule RI-B, Part I · All call report schedules · Find the code for a loan type · What a call report is