RIADB493: Net Securitization Income
RIADB493 is the call report code for net securitization income, reported on Schedule RI, Income Statement. For Q2 2026 (year to date), 1,015 banks reported it, totaling $383.9M; the median among the 28 with a nonzero amount was $39K. The largest value reported for Q2 2026 (year to date) was $238.4M, by Western Alliance Bank.
Definition
Includes net gains (losses) on assets sold in securitization transactions, i.e., net of transaction costs. Include fees (other than servicing fees) earned from the bank s securitization transactions and unrealized losses (and recoveries ofunrealized losses) on loans and leases held for sale in securitization transactions. Exclude income from servicing securitized assets (report in Schedule RI,item 5.f, above) and income from seller's interests and residual interests retained by the bank (report in the appropriate subitem of Schedule RI, item 1, 'Interest income).'
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIADB493 sits on the call report
| Code | RIADB493 (prefix RIAD, item B493) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI, Income Statement |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 2001 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIADB493 |
|---|---|---|
| Western Alliance Bank | Phoenix, AZ | $238.4M |
| Bank of America, N.A. | Charlotte, NC | $58.0M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $49.0M |
| Citibank, N.A. | Sioux Falls, SD | $33.0M |
| Happen Bank, N.A. | Lehi, UT | $26.5M |
| Capital One, N.A. | McLean, VA | $3.0M |
| Oriental Bank | San Juan, PR | $1.2M |
| Sallie Mae Bank | Salt Lake City, UT | $1.1M |
| Banco Popular de Puerto Rico | San Juan, PR | $1.0M |
| Barrington Bank & Trust Company, N.A. | Barrington, IL | $461K |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 1,015 | $383.9M |
| March 31, 2026 | 1,026 | $141.1M |
| December 31, 2025 | 1,067 | $708.0M |
| September 30, 2025 | 1,077 | $487.1M |
| June 30, 2025 | 1,095 | $223.5M |
| March 31, 2025 | 1,112 | $145.9M |
| December 31, 2024 | 1,135 | $194.2M |
| September 30, 2024 | 1,139 | $95.3M |
Related
All codes on Schedule RI · All call report schedules · Find the code for a loan type · What a call report is