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Credit Union Safety Analysis

Is A H E Plant No 3 Federal Credit Union Safe?

A health scorecard for A H E Plant No 3 Federal Credit Union against standard NCUA supervisory thresholds for capital, asset quality, earnings, and liquidity. Based on the Q2 2026 NCUA 5300 call report.

Data as of · sourced from NCUA 5300 call reports. How we update

Overall assessment Pass: meets NCUA thresholds across all measured dimensions

Scorecard by dimension

Capital adequacy PASS
Net worth ratio: 19.93%

NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher, and adequately capitalized at 6%.

Asset quality PASS
Delinquency ratio: 0.07%

The share of loans 60+ days delinquent. Lower is better; the industry typically runs under 1%.

Earnings PASS
Return on assets: 2.31%

Net income as a share of average assets. Sustained positive earnings build net worth over time.

Liquidity PASS
Loan-to-share ratio: 35.44%

Loans as a share of member deposits (shares). Very high ratios can signal tighter on-hand liquidity.

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A H E Plant No 3 Federal Credit Union: regulatory capital profile · BankRegReports

This scorecard is an automated comparison of public NCUA 5300 figures against standard supervisory thresholds. It is not a credit rating, an NCUA examination result, or financial advice. Member deposits at federally insured credit unions are protected by the NCUSIF up to at least $250,000 per member. See the full A H E Plant No 3 Federal Credit Union profile or how this data updates.

Regulator records: NCUA credit union profile (charter 17339) · FFIEC NIC profile (RSSD 272487)

Frequently asked questions

Is A H E Plant No 3 Federal Credit Union well capitalized?

Its net worth ratio was 19.93%. NCUA considers a credit union well capitalized at 7% or higher.

Are deposits at A H E Plant No 3 Federal Credit Union insured?

Yes. Member deposits at federally insured credit unions are covered by the National Credit Union Share Insurance Fund (NCUSIF) up to at least $250,000 per member, backed by the full faith and credit of the United States.