Abbott Laboratories Employees Credit Union Gurnee, Illinois
Abbott Laboratories Employees Credit Union is a state-chartered credit union headquartered in Gurnee, IL, established in 1990 (NCUA charter 96071), and it is regulated and insured by the NCUA. At Q2 2026 it reported 32,983 members and total assets of $1.14B (up 3.3% from Q2 2025), the 13th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 14.49% at Q2 2026, in the well capitalized band.
Also written as Abbott Laboratories Employees CU · Trade name filed with the NCUA: ALEC
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 96071
- Headquarters
- Gurnee, IL
- Established
- 1990
- Total assets, Q2 2026
- $1.14B
- Assets vs Q2 2025
- +3.3%
- Members, Q2 2026
- 32,983
- Net worth ratio, Q2 2026
- 14.49%
- Latest call report
- Q2 2026, NCUA 5300 · Abbott Laboratories Employees Credit Union call report
- Asset rank in state
- 13th of 185 in Illinois
- Routing number
- 071993162
- Branches
- 11
It has 368 more members than on June 30, 2025 (+1.1%). Its net worth ratio was up 0.43 percentage points from 14.06% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $417.2M of $614.7M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.11% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 14.49% net worth ratio is above that band's 10.89% median.
Frequently asked about Abbott Laboratories Employees Credit Union
How big is Abbott Laboratories Employees Credit Union?
At Q2 2026 it reported total assets of $1.14B and 32,983 members.
Where is Abbott Laboratories Employees Credit Union headquartered?
It is headquartered in Gurnee, IL, United States.
When was Abbott Laboratories Employees Credit Union founded?
It was established in 1990, per NCUA records.
Is Abbott Laboratories Employees Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 96071): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Abbott Laboratories Employees Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Abbott Laboratories Employees Credit Union well capitalized?
Its net worth ratio was 14.49% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Abbott Laboratories Employees Credit Union's delinquency ratio?
Its delinquency ratio was 0.11% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Abbott Laboratories Employees Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 62.62% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Gurnee, IL 60031
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1990
- NCUA Charter #
- 96071
- RSSD ID
- 1862625
- Members
- 32,983
- Potential members
- 72,286
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 14.49% | 10.89% | 90th top |
| Return on assets Middle half of peers: 0.59% to 1.25% | 1.06% | 0.89% | 62nd above |
| Return on equity Middle half of peers: 5.37% to 10.92% | 7.30% | 8.07% | 43rd below |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 2.56% | 3.45% | under 10th bottom |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 63.81% | 70.59% | 73rd above |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.77% | 1.68% | 43rd below |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.11% | 0.68% | over 90th top |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.33% | 5.12% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 62.62% | 88.03% | under 10th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.14B total assets against $1.10B; $981.6M total shares and deposits against $959.7M; $614.7M total loans against $603.9M.
$165.4M net worth against $155.4M.
14.49% net worth ratio against 14.06%.
62.62% loan-to-share ratio against 62.92%.
0.11% delinquency ratio against 0.13%.
1.06% return on assets against 1.08%; 7.30% return on equity against 7.65%.
2.56% net interest margin against 2.44%.
32,983 members against 32,615.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 14.49% | 1.06% | 0.11% | 62.62% |
| March 31, 2026 | 13.61% | 0.81% | 0.13% | 58.32% |
| December 31, 2025 | 14.33% | 0.82% | 0.11% | 63.38% |
| September 30, 2025 | 14.23% | 0.91% | 0.09% | 63.18% |
| June 30, 2025 | 14.06% | 1.08% | 0.13% | 62.92% |
| March 31, 2025 | 13.23% | 0.83% | 0.10% | 57.76% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.