Credit Union Safety Analysis
Is Abyssinian Baptist Church Federal Credit Union Safe? New York, New York
Based on its Q2 2026 NCUA 5300 call report, Abyssinian Baptist Church Federal Credit Union has a net worth ratio of 8.60%, at the NCUA level for well capitalized, its 60-day delinquency ratio is not reported, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Abyssinian Baptist Church Federal Credit Union's net worth ratio is 8.60%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 8.60%
- Delinquency ratio (60+ days) (Q2 2026): not reported
- Return on assets (Q2 2026): 1.76%
- Loan-to-share ratio (Q2 2026): 18.03%
Abyssinian Baptist Church Federal Credit Union (NCUA charter 4170, established 1940) reported $1.0M in assets and 335 members for Q2 2026 from New York, New York. It ranks 251 of 267 credit unions in New York by total assets. Total assets fell 2.7% from $1.0M on June 30, 2025. It has 18 fewer members than on June 30, 2025 (-5.1%). Its net worth ratio was down 0.71 percentage points from 9.31% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $92K of $165K in total loans on its June 30, 2026 filing.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 8.22% for Q1 2026; 9.31% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 2.33% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 2.03% for Q1 2026; 16.37% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 16.57% for Q1 2026; 21.07% for Q2 2025.
Loans by type, Q2 2026
- Other unsecured loans and lines of credit: $92K
- Other secured non-real estate loans and lines of credit: $73K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $1.0M | 8.60% | — | 1.76% | 18.03% |
| March 31, 2026 | $998K | 8.22% | — | 2.03% | 16.57% |
| December 31, 2025 | $1.0M | 7.55% | 1.47% | -7.66% | 16.95% |
| September 30, 2025 | $1.0M | 9.24% | 1.82% | 2.70% | 17.45% |
| June 30, 2025 | $1.0M | 9.31% | 2.33% | 16.37% | 21.07% |
| March 31, 2025 | $1.0M | 10.22% | 1.72% | -13.32% | 21.62% |
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Free to use. It shows Abyssinian Baptist Church Federal Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Abyssinian Baptist Church Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 4170) · FFIEC NIC profile (RSSD 465878)
Frequently asked questions
Is Abyssinian Baptist Church Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Abyssinian Baptist Church Federal Credit Union's net worth ratio is 8.60%, above the 7% NCUA threshold for well capitalized.
Is Abyssinian Baptist Church Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Abyssinian Baptist Church Federal Credit Union is a federally insured credit union (NCUA charter 4170): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Abyssinian Baptist Church Federal Credit Union's key safety ratios?
For Q2 2026, Abyssinian Baptist Church Federal Credit Union reports net worth 8.60%, delinquency not reported, ROA 1.76%, loan-to-share 18.03%.
What happens to my money if Abyssinian Baptist Church Federal Credit Union fails?
For Q2 2026, Abyssinian Baptist Church Federal Credit Union held $917K in shares and deposits for 335 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.