Credit Union Safety Analysis
Is Air Tech Credit Union Safe? Milwaukee, Wisconsin
Based on its Q2 2026 NCUA 5300 call report, Air Tech Credit Union has a net worth ratio of 27.62%, at the NCUA level for well capitalized, its 60-day delinquency ratio is not reported, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Air Tech Credit Union's net worth ratio is 27.62%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 27.62%
- Delinquency ratio (60+ days) (Q2 2026): not reported
- Return on assets (Q2 2026): 0.18%
- Loan-to-share ratio (Q2 2026): 62.29%
Air Tech Credit Union (NCUA charter 66546, established 1956) reported $2.1M in assets and 650 members for Q2 2026 from Milwaukee, Wisconsin. It ranks 94 of 98 credit unions in Wisconsin by total assets. Total assets fell 1.7% from $2.2M on June 30, 2025. It has 16 fewer members than on June 30, 2025 (-2.4%). Its net worth ratio was up 0.84 percentage points from 26.78% on June 30, 2025. Used vehicle loans are its largest loan category, $604K of $965K in total loans on its June 30, 2026 filing.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 27.42% for Q1 2026; 26.78% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 1.13% for Q1 2026 .
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.18% for Q1 2026; -0.18% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 59.73% for Q1 2026; 74.88% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $604K
- New vehicle loans: $218K
- Other unsecured loans and lines of credit: $107K
- Other secured non-real estate loans and lines of credit: $35K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $2.1M | 27.62% | — | 0.18% | 62.29% |
| March 31, 2026 | $2.2M | 27.42% | 1.13% | 0.18% | 59.73% |
| December 31, 2025 | $2.2M | 27.08% | 0.48% | 1.13% | 65.18% |
| September 30, 2025 | $2.1M | 27.90% | — | 0.02% | 76.12% |
| June 30, 2025 | $2.2M | 26.78% | — | -0.18% | 74.88% |
| March 31, 2025 | $2.2M | 26.42% | — | -0.04% | 84.34% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Regulator records: NCUA credit union profile (charter 66546) · FFIEC NIC profile (RSSD 557894)
Frequently asked questions
Is Air Tech Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Air Tech Credit Union's net worth ratio is 27.62%, above the 7% NCUA threshold for well capitalized.
Is Air Tech Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Air Tech Credit Union is a federally insured credit union (NCUA charter 66546): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Air Tech Credit Union's key safety ratios?
For Q2 2026, Air Tech Credit Union reports net worth 27.62%, delinquency not reported, ROA 0.18%, loan-to-share 62.29%.
What happens to my money if Air Tech Credit Union fails?
For Q2 2026, Air Tech Credit Union held $1.5M in shares and deposits for 650 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.