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All in Federal Credit Union Daleville, Alabama

All in Federal Credit Union is a federal credit union headquartered in Daleville, AL, established in 1966 (NCUA charter 17642), and it is regulated and insured by the NCUA. At Q2 2026 it reported 214,129 members and total assets of $3.73B (up 4.5% from Q2 2025), the 2nd largest of 87 credit unions headquartered in Alabama. Its net worth ratio was 10.09% at Q2 2026, in the well capitalized band.

Also written as All in FCU

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Daleville, AL Credit Union Est. 1966 NCUA #17642 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
17642
Headquarters
Daleville, AL
Established
1966
Total assets, Q2 2026
$3.73B
Assets vs Q2 2025
+4.5%
Members, Q2 2026
214,129
Net worth ratio, Q2 2026
10.09%
Latest call report
Q2 2026, NCUA 5300 · All in Federal Credit Union call report
Asset rank in state
2nd of 87 in Alabama
Routing number
262183749
Branches
44

It has 10,173 more members than on June 30, 2025 (+5.0%). Its net worth ratio was up 0.57 percentage points from 9.52% on June 30, 2025. Other secured non-real estate loans and lines of credit are its largest loan category, $994.2M of $2.87B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.76% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 10.09% net worth ratio is below that band's 10.89% median.

Credit unions merged into All in Federal Credit Union

Wiregrass Federal Credit Union (2019)

Frequently asked about All in Federal Credit Union

How big is All in Federal Credit Union?

At Q2 2026 it reported total assets of $3.73B and 214,129 members.

Where is All in Federal Credit Union headquartered?

It is headquartered in Daleville, AL, United States.

When was All in Federal Credit Union founded?

It was established in 1966, per NCUA records.

Is All in Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 17642): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates All in Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is All in Federal Credit Union well capitalized?

Its net worth ratio was 10.09% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is All in Federal Credit Union's delinquency ratio?

Its delinquency ratio was 1.76% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is All in Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 88.02% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Daleville, AL 36322
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1966
NCUA Charter #
17642
RSSD ID
35785
Members
214,129
Potential members
9,530,724

Size & Membership

Total assets $3.73B
Total shares & deposits $3.26B
Total loans $2.87B
  Other secured non-real estate loans and lines of credit$994.2M
  1- to 4-family residential and other consumer real estate loans$939.3M
  Used vehicle loans$464.4M
  Other unsecured loans and lines of credit$178.6M
  Commercial loans$160.9M
  Unsecured credit card loans$79.1M
  New vehicle loans$56.5M
Members 214,129

Profitability

Q2 annualized
Return on assets (ROA) 1.24%YTD 1.17%
Return on equity (ROE) 12.26%YTD 11.78%
Net interest margin 4.16%YTD 4.09%
Efficiency ratio 50.62%
Cost of funds 2.45%

Capital & Asset Quality

Net worth $377.5M
Net worth ratio 10.09%
Net worth category Well capitalized
Delinquency ratio 1.76%
Loan-to-share ratio 88.02%
Yield on assets 6.60%

Peer comparison: credit unions of similar size

It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures and in the bottom quartile on 2.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 12.63% 10.09% 10.89% 31st below
Return on assets Middle half of peers: 0.59% to 1.25% 1.24% 0.89% 74th above
Return on equity Middle half of peers: 5.37% to 10.92% 12.26% 8.07% 83rd top
Net interest margin Middle half of peers: 3.05% to 3.80% 4.16% 3.45% 89th top
Efficiency ratio Middle half of peers: 63.16% to 77.23% 50.62% 70.59% over 90th top
Cost of funds Middle half of peers: 1.37% to 1.99% 2.45% 1.68% under 10th bottom
Delinquency ratio Middle half of peers: 0.45% to 1.05% 1.76% 0.68% under 10th bottom
Yield on assets Middle half of peers: 4.70% to 5.46% 6.60% 5.12% over 90th position only
Loan-to-share ratio Middle half of peers: 78.23% to 95.19% 88.02% 88.03% 50th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$3.73B total assets against $3.57B; $3.26B total shares and deposits against $3.11B; $2.87B total loans against $2.69B.

Net worth

$377.5M net worth against $341.0M.

Net worth ratio

10.09% net worth ratio against 9.52%.

Loan-to-share ratio

88.02% loan-to-share ratio against 86.53%.

Delinquency ratio

1.76% delinquency ratio against 1.24%.

Return on assets and return on equity

1.24% return on assets against 0.90%; 12.26% return on equity against 9.45%.

Net interest margin

4.16% net interest margin against 3.76%.

Members

214,129 members against 203,956.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 10.09% 1.24% 1.76% 88.02%
March 31, 2026 9.83% 1.08% 1.71% 87.13%
December 31, 2025 9.74% 0.97% 1.87% 87.12%
September 30, 2025 9.65% 1.23% 1.45% 87.09%
June 30, 2025 9.52% 0.90% 1.24% 86.53%
March 31, 2025 9.52% 0.96% 1.25% 84.46%

Scroll sideways to see every column.

Watch flags

Delinquency at 1.76%, above industry norm BRR analysis What does this mean? →

Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.