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Credit Union Safety Analysis

Is Asbestos Workers Local 14 Federal Credit Union Safe? Philadelphia, Pennsylvania

Based on its Q2 2026 NCUA 5300 call report, Asbestos Workers Local 14 Federal Credit Union has a net worth ratio of 15.40%, at the NCUA level for well capitalized, its 60-day delinquency ratio is not reported, and its shares are NCUA insured up to $250,000 per member.

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Short answer

On its Q2 2026 NCUA 5300 call report, Asbestos Workers Local 14 Federal Credit Union's net worth ratio is 15.40%, above the 7% NCUA threshold for well capitalized.

  • Net worth ratio (Q2 2026): 15.40%
  • Delinquency ratio (60+ days) (Q2 2026): not reported
  • Return on assets (Q2 2026): 2.40%
  • Loan-to-share ratio (Q2 2026): 21.00%

Asbestos Workers Local 14 Federal Credit Union (NCUA charter 18446, established 1967) reported $4.1M in assets and 489 members for Q2 2026 from Philadelphia, Pennsylvania. It ranks 241 of 269 credit unions in Pennsylvania by total assets. Total assets grew 1.1% from $4.1M on June 30, 2025. It has 3 fewer members than on June 30, 2025 (-0.6%). Its net worth ratio was up 0.73 percentage points from 14.67% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $587K of $735K in total loans on its June 30, 2026 filing.

Data as of · sourced from NCUA 5300 call reports. How we update

Overall assessment Pass: well capitalized under NCUA rules and within our reference bands on every measure

Scorecard by dimension

Capital adequacy PASS
Net worth ratio: 15.40%

Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.

Earlier filings: 15.37% for Q1 2026; 14.67% for Q2 2025.

Asset quality UNKNOWN
Delinquency ratio: not reported

Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.

Earnings PASS
Return on assets: 2.40%

Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.

Earlier filings: 2.19% for Q1 2026; 2.43% for Q2 2025.

Liquidity PASS
Loan-to-share ratio: 21.00%

Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.

Earlier filings: 21.04% for Q1 2026; 18.38% for Q2 2025.

Loans by type, Q2 2026

  • Other unsecured loans and lines of credit: $587K
  • Used vehicle loans: $96K
  • Other secured non-real estate loans and lines of credit: $52K

Scored ratios by quarter

Quarter Total assets Net worth ratio Delinquency ROA Loan-to-share
June 30, 2026 $4.1M 15.40% — 2.40% 21.00%
March 31, 2026 $4.0M 15.37% — 2.19% 21.04%
December 31, 2025 $4.0M 14.67% 0.92% -3.49% 20.75%
September 30, 2025 $4.0M 15.63% — 2.48% 22.28%
June 30, 2025 $4.1M 14.67% — 2.43% 18.38%
March 31, 2025 $4.1M 13.97% — 2.55% 17.63%

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Asbestos Workers Local 14 Federal Credit Union: regulatory capital profile · BankRegReports
How we score this

Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.

Asbestos Workers Local 14 Federal Credit Union profile

Regulator records: NCUA credit union profile (charter 18446) · FFIEC NIC profile (RSSD 602084)

Frequently asked questions

Is Asbestos Workers Local 14 Federal Credit Union well capitalized?

On its Q2 2026 NCUA 5300 call report, Asbestos Workers Local 14 Federal Credit Union's net worth ratio is 15.40%, above the 7% NCUA threshold for well capitalized.

Is Asbestos Workers Local 14 Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. Asbestos Workers Local 14 Federal Credit Union is a federally insured credit union (NCUA charter 18446): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.

What are Asbestos Workers Local 14 Federal Credit Union's key safety ratios?

For Q2 2026, Asbestos Workers Local 14 Federal Credit Union reports net worth 15.40%, delinquency not reported, ROA 2.40%, loan-to-share 21.00%.

What happens to my money if Asbestos Workers Local 14 Federal Credit Union fails?

For Q2 2026, Asbestos Workers Local 14 Federal Credit Union held $3.5M in shares and deposits for 489 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.