Credit Union Safety Analysis
Is Att-Wyo Correctional Employees Federal Credit Union Safe? Attica, New York
Based on its Q2 2026 NCUA 5300 call report, Att-Wyo Correctional Employees Federal Credit Union has a net worth ratio of 19.30%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.62%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Att-Wyo Correctional Employees Federal Credit Union's net worth ratio is 19.30%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 19.30%
- Delinquency ratio (60+ days) (Q2 2026): 0.62%
- Return on assets (Q2 2026): 2.23%
- Loan-to-share ratio (Q2 2026): 27.83%
Att-Wyo Correctional Employees Federal Credit Union (NCUA charter 884, established 1935) reported $16.7M in assets and 1,575 members for Q2 2026 from Attica, New York. It ranks 193 of 267 credit unions in New York by total assets. Total assets grew 0.5% from $16.6M on June 30, 2025. It has 73 fewer members than on June 30, 2025 (-4.4%). Its net worth ratio was up 1.45 percentage points from 17.85% on June 30, 2025. Used vehicle loans are its largest loan category, $2.5M of $3.7M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.62% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 19.38% for Q1 2026; 17.85% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 1.76% for Q1 2026; 2.71% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 30.19% for Q1 2026; 32.67% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $2.5M
- New vehicle loans: $636K
- Other unsecured loans and lines of credit: $254K
- 1- to 4-family residential and other consumer real estate loans: $250K
- Other secured non-real estate loans and lines of credit: $77K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $16.7M | 19.30% | 0.62% | 2.23% | 27.83% |
| March 31, 2026 | $16.1M | 19.38% | — | 1.76% | 30.19% |
| December 31, 2025 | $16.0M | 19.01% | 0.26% | 0.57% | 31.55% |
| September 30, 2025 | $16.4M | 18.55% | 0.12% | 2.28% | 30.99% |
| June 30, 2025 | $16.6M | 17.85% | — | 2.71% | 32.67% |
| March 31, 2025 | $16.7M | 17.03% | — | 1.44% | 32.73% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Att-Wyo Correctional Employees Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 884) · FFIEC NIC profile (RSSD 607173)
Frequently asked questions
Is Att-Wyo Correctional Employees Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Att-Wyo Correctional Employees Federal Credit Union's net worth ratio is 19.30%, above the 7% NCUA threshold for well capitalized.
Is Att-Wyo Correctional Employees Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Att-Wyo Correctional Employees Federal Credit Union is a federally insured credit union (NCUA charter 884): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Att-Wyo Correctional Employees Federal Credit Union's key safety ratios?
For Q2 2026, Att-Wyo Correctional Employees Federal Credit Union reports net worth 19.30%, delinquency 0.62%, ROA 2.23%, loan-to-share 27.83%.
What happens to my money if Att-Wyo Correctional Employees Federal Credit Union fails?
For Q2 2026, Att-Wyo Correctional Employees Federal Credit Union held $13.4M in shares and deposits for 1,575 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.