Credit Union Routing Number
Bay Federal Credit Union Routing Number
The routing number for Bay Federal Credit Union is 321177706. It is a credit union in Capitola, California, NCUA charter 12067.
Data as of · size and membership from the NCUA 5300 call report. How we update
About Bay Federal Credit Union
Bay Federal Credit Union is based in Capitola, California, and has been chartered since 1957. It reported $1.91B in assets for Q2 2026, the 38th largest of 239 credit unions headquartered in California and 273rd of 4,252 nationally. Assets were $1.78B a year earlier (Q2 2025), so the credit union is larger now. It counted 96,735 members on that report. The NCUA lists 8 branch locations for the credit union.
Record
- Routing number
- 321177706
- NCUA charter number
- 12067
- RSSD ID
- 280688
- Headquarters
- Capitola, California 95010
- Chartered
- 1957
- NCUA insured since
- January 29, 1971
- Total assets (Q2 2026)
- $1.91B
- Members (Q2 2026)
- 96,735
- Branch locations
- 8
- Routing record refreshed
- October 8, 2026
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View Bay Federal Credit Union's full profile →
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Regulator records: NCUA credit union profile (charter 12067) · FFIEC NIC profile (RSSD 280688)