Bhcu dba Propell Credit Union Ridley Park, Pennsylvania
Bhcu dba Propell Credit Union is a state-chartered credit union headquartered in Ridley Park, PA, established in 1952 (NCUA charter 61387), and it is regulated and insured by the NCUA. At Q2 2026 it reported 9,000 members and total assets of $276.2M (up 5.3% from Q2 2025), the 38th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 11.88% at Q2 2026, in the well capitalized band.
Also written as Bhcu dba Propell CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 61387
- Headquarters
- Ridley Park, PA
- Established
- 1952
- Total assets, Q2 2026
- $276.2M
- Assets vs Q2 2025
- +5.3%
- Members, Q2 2026
- 9,000
- Net worth ratio, Q2 2026
- 11.88%
- Latest call report
- Q2 2026, NCUA 5300 · Bhcu dba Propell Credit Union call report
- Asset rank in state
- 38th of 269 in Pennsylvania
- Routing number
- 231385701
- Branches
- 4
It has 220 more members than on June 30, 2025 (+2.5%). Its net worth ratio was down 0.11 percentage points from 11.99% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $140.9M of $208.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.67% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 11.88% net worth ratio is above that band's 11.43% median.
Credit unions similar in size in Pennsylvania
Frequently asked about Bhcu dba Propell Credit Union
How big is Bhcu dba Propell Credit Union?
At Q2 2026 it reported total assets of $276.2M and 9,000 members.
Where is Bhcu dba Propell Credit Union headquartered?
It is headquartered in Ridley Park, PA, United States.
When was Bhcu dba Propell Credit Union founded?
It was established in 1952, per NCUA records.
Is Bhcu dba Propell Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 61387): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Bhcu dba Propell Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Bhcu dba Propell Credit Union well capitalized?
Its net worth ratio was 11.88% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Bhcu dba Propell Credit Union's delinquency ratio?
Its delinquency ratio was 0.67% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Bhcu dba Propell Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 86.41% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Ridley Park, PA 19078
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1952
- NCUA Charter #
- 61387
- RSSD ID
- 999092
- Members
- 9,000
- Potential members
- 1,141,690
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 11.88% | 11.43% | 55th above |
| Return on assets Middle half of peers: 0.43% to 1.23% | 0.73% | 0.81% | 45th below |
| Return on equity Middle half of peers: 3.87% to 9.84% | 6.11% | 7.02% | 43rd below |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.19% | 3.70% | 21st bottom |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 79.96% | 76.55% | 38th below |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 2.03% | 1.24% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.67% | 0.68% | 51st above |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.22% | 4.92% | 67th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 86.41% | 75.66% | 75th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$276.2M total assets against $262.3M; $241.7M total shares and deposits against $226.7M; $208.8M total loans against $185.0M.
$32.8M net worth against $31.5M.
11.88% net worth ratio against 11.99%.
86.41% loan-to-share ratio against 81.61%.
0.67% delinquency ratio against 0.49%.
0.73% return on assets against 0.78%; 6.11% return on equity against 6.53%.
3.19% net interest margin against 2.80%.
9,000 members against 8,780.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.88% | 0.73% | 0.67% | 86.41% |
| March 31, 2026 | 11.83% | 0.61% | 0.90% | 82.33% |
| December 31, 2025 | 11.90% | 0.64% | 0.89% | 82.01% |
| September 30, 2025 | 12.15% | 0.54% | 0.77% | 80.41% |
| June 30, 2025 | 11.99% | 0.78% | 0.49% | 81.61% |
| March 31, 2025 | 11.87% | 0.16% | 0.59% | 80.48% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.