Bridge Credit Union Inc. Columbus, Ohio
Bridge Credit Union Inc. is a state-chartered credit union headquartered in Columbus, OH, established in 1967 (NCUA charter 62406), and it is regulated and insured by the NCUA. At Q2 2026 it reported 18,680 members and total assets of $256.8M (up 5.7% from Q2 2025), the 38th largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 10.23% at Q2 2026, in the well capitalized band.
Trade names filed with the NCUA: YSCU A Division of Bridge Credit Union, STE Credit Union and Struthers CU A Division of Bridge Credit Union
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 62406
- Headquarters
- Columbus, OH
- Established
- 1967
- Total assets, Q2 2026
- $256.8M
- Assets vs Q2 2025
- +5.7%
- Members, Q2 2026
- 18,680
- Net worth ratio, Q2 2026
- 10.23%
- Latest call report
- Q2 2026, NCUA 5300 · Bridge Credit Union Inc. call report
- Asset rank in state
- 38th of 191 in Ohio
- Routing number
- 244077909
- Branches
- 8
It has 348 fewer members than on June 30, 2025 (-1.8%). Its net worth ratio was down 0.12 percentage points from 10.35% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $61.6M of $173.2M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.75% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 10.23% net worth ratio is below that band's 11.43% median.
Credit unions similar in size in Ohio
Credit unions merged into Bridge Credit Union Inc.
YS Federal Credit Union (2024) · Freedom First Credit Union (2023) · Struthers Federal Credit Union (2022) · Edison Credit Union, Inc. (2020) · Montgomery County Credit Union, Inc. (2016)
Frequently asked about Bridge Credit Union Inc.
How big is Bridge Credit Union Inc.?
At Q2 2026 it reported total assets of $256.8M and 18,680 members.
Where is Bridge Credit Union Inc. headquartered?
It is headquartered in Columbus, OH, United States.
When was Bridge Credit Union Inc. founded?
It was established in 1967, per NCUA records.
Is Bridge Credit Union Inc. FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 62406): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Bridge Credit Union Inc.?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Bridge Credit Union Inc. well capitalized?
Its net worth ratio was 10.23% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Bridge Credit Union Inc.'s delinquency ratio?
Its delinquency ratio was 0.75% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Bridge Credit Union Inc.'s loan-to-share ratio?
Its loan-to-share ratio was 76.73% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Columbus, OH 43223
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1967
- NCUA Charter #
- 62406
- RSSD ID
- 636995
- Members
- 18,680
- Potential members
- 3,649,848
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 10.23% | 11.43% | 31st below |
| Return on assets Middle half of peers: 0.43% to 1.23% | 0.59% | 0.81% | 35th below |
| Return on equity Middle half of peers: 3.87% to 9.84% | 5.76% | 7.02% | 40th below |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 4.41% | 3.70% | 86th top |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 82.43% | 76.55% | 29th below |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.33% | 1.24% | 42nd below |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.75% | 0.68% | 46th below |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.75% | 4.92% | 88th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 76.73% | 75.66% | 52nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$256.8M total assets against $243.0M; $225.8M total shares and deposits against $214.7M; $173.2M total loans against $138.3M.
$26.3M net worth against $25.1M.
10.23% net worth ratio against 10.35%.
76.73% loan-to-share ratio against 64.42%.
0.75% delinquency ratio against 0.50%.
0.59% return on assets against 0.64%; 5.76% return on equity against 6.18%.
4.41% net interest margin against 4.50%.
18,680 members against 19,028.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 10.23% | 0.59% | 0.75% | 76.73% |
| March 31, 2026 | 10.11% | 0.29% | 0.75% | 73.12% |
| December 31, 2025 | 10.25% | 0.55% | 0.53% | 72.97% |
| September 30, 2025 | 10.35% | 0.46% | 0.33% | 70.95% |
| June 30, 2025 | 10.35% | 0.64% | 0.50% | 64.42% |
| March 31, 2025 | 10.47% | 0.42% | 0.54% | 66.74% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.