Brightstar Credit Union Cooper City, Florida
Brightstar Credit Union is a state-chartered credit union headquartered in Cooper City, FL (NCUA charter 67347), and it is regulated and insured by the NCUA. At Q2 2026 it reported 59,988 members and total assets of $1.05B (up 9.5% from Q2 2025), the 26th largest of 106 credit unions headquartered in Florida. Its net worth ratio was 9.22% at Q2 2026, in the well capitalized band.
Also written as Brightstar CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67347
- Headquarters
- Cooper City, FL
- Established
- Not reported
- Total assets, Q2 2026
- $1.05B
- Assets vs Q2 2025
- +9.5%
- Members, Q2 2026
- 59,988
- Net worth ratio, Q2 2026
- 9.22%
- Latest call report
- Q2 2026, NCUA 5300 · Brightstar Credit Union call report
- Asset rank in state
- 26th of 106 in Florida
- Routing number
- 267078299
- Branches
- 10
It has 317 more members than on June 30, 2025 (+0.5%). Its net worth ratio was down 0.08 percentage points from 9.30% on June 30, 2025. Commercial loans are its largest loan category, $480.7M of $903.1M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.52% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 9.22% net worth ratio is below that band's 10.89% median.
Frequently asked about Brightstar Credit Union
How big is Brightstar Credit Union?
At Q2 2026 it reported total assets of $1.05B and 59,988 members.
Where is Brightstar Credit Union headquartered?
It is headquartered in Cooper City, FL, United States.
Is Brightstar Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67347): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Brightstar Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Brightstar Credit Union well capitalized?
Its net worth ratio was 9.22% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Brightstar Credit Union's delinquency ratio?
Its delinquency ratio was 0.52% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Brightstar Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 102.15% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Cooper City, FL 33024
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- NCUA Charter #
- 67347
- RSSD ID
- 24994
- Members
- 59,988
- Potential members
- 13,416,899
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 9.22% | 10.89% | 15th bottom |
| Return on assets Middle half of peers: 0.59% to 1.25% | 1.39% | 0.89% | 80th top |
| Return on equity Middle half of peers: 5.37% to 10.92% | 15.67% | 8.07% | over 90th top |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.78% | 3.45% | 74th above |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 66.47% | 70.59% | 64th above |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.54% | 1.68% | 61st above |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.52% | 0.68% | 68th above |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 5.33% | 5.12% | 65th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 102.15% | 88.03% | 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.05B total assets against $961.8M; $884.1M total shares and deposits against $825.0M; $903.1M total loans against $806.4M.
$93.6M net worth against $86.3M.
9.22% net worth ratio against 9.30%.
102.15% loan-to-share ratio against 97.74%.
0.52% delinquency ratio against 0.58%.
1.39% return on assets against 0.90%; 15.67% return on equity against 10.08%.
3.78% net interest margin against 3.55%.
59,988 members against 59,671.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.22% | 1.39% | 0.52% | 102.15% |
| March 31, 2026 | 9.06% | 0.47% | 0.51% | 104.33% |
| December 31, 2025 | 9.08% | 0.67% | 0.69% | 99.64% |
| September 30, 2025 | 9.12% | 0.81% | 0.55% | 98.78% |
| June 30, 2025 | 9.30% | 0.90% | 0.58% | 97.74% |
| March 31, 2025 | 9.30% | 0.60% | 0.38% | 93.51% |
Scroll sideways to see every column.
Watch flags
Loans outstanding exceed total member shares (deposits). The credit union is funding the gap with borrowings or non-member sources that are more rate-sensitive and less stable than core member deposits. Industry heuristic, not a supervisory threshold.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.