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Credit Union Safety Analysis

Is Brunet Island Federal Credit Union Safe? Pittsburgh, Pennsylvania

Based on its Q2 2026 NCUA 5300 call report, Brunet Island Federal Credit Union has a net worth ratio of 37.09%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 3.80%, and its shares are NCUA insured up to $250,000 per member.

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Short answer

On its Q2 2026 NCUA 5300 call report, Brunet Island Federal Credit Union's net worth ratio is 37.09%, above the 7% NCUA threshold for well capitalized.

  • Net worth ratio (Q2 2026): 37.09%
  • Delinquency ratio (60+ days) (Q2 2026): 3.80%
  • Return on assets (Q2 2026): 0.06%
  • Loan-to-share ratio (Q2 2026): 27.59%

Brunet Island Federal Credit Union (NCUA charter 6240, established 1949) reported $3.0M in assets and 299 members for Q2 2026 from Pittsburgh, Pennsylvania. It ranks 247 of 269 credit unions in Pennsylvania by total assets. Total assets fell 5.3% from $3.2M on June 30, 2025. It has 22 fewer members than on June 30, 2025 (-6.9%). Its net worth ratio was up 2.21 percentage points from 34.88% on June 30, 2025. Used vehicle loans are its largest loan category, $286K of $526K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 3.80% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.

Data as of · sourced from NCUA 5300 call reports. How we update

Overall assessment Stress: below an NCUA capital level or outside our reference band on at least one measure

Scorecard by dimension

Capital adequacy PASS
Net worth ratio: 37.09%

Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.

Earlier filings: 37.28% for Q1 2026; 34.88% for Q2 2025.

Asset quality FAIL
Delinquency ratio: 3.80%

Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.

Earlier filings: 3.63% for Q1 2026; 12.17% for Q2 2025.

Earnings WATCH
Return on assets: 0.06%

Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.

Earlier filings: 0.71% for Q1 2026; 0.49% for Q2 2025.

Liquidity PASS
Loan-to-share ratio: 27.59%

Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.

Earlier filings: 28.57% for Q1 2026; 34.17% for Q2 2025.

Loans by type, Q2 2026

  • Used vehicle loans: $286K
  • New vehicle loans: $133K
  • Other secured non-real estate loans and lines of credit: $54K
  • Other unsecured loans and lines of credit: $52K

Scored ratios by quarter

Quarter Total assets Net worth ratio Delinquency ROA Loan-to-share
June 30, 2026 $3.0M 37.09% 3.80% 0.06% 27.59%
March 31, 2026 $3.0M 37.28% 3.63% 0.71% 28.57%
December 31, 2025 $3.1M 36.48% 5.27% -0.98% 31.63%
September 30, 2025 $3.1M 36.22% 4.56% 0.91% 36.62%
June 30, 2025 $3.2M 34.88% 12.17% 0.49% 34.17%
March 31, 2025 $3.2M 34.99% 7.02% 1.21% 36.54%

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Brunet Island Federal Credit Union: regulatory capital profile · BankRegReports
How we score this

Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.

Brunet Island Federal Credit Union profile

Regulator records: NCUA credit union profile (charter 6240) · FFIEC NIC profile (RSSD 1016585)

Frequently asked questions

Is Brunet Island Federal Credit Union well capitalized?

On its Q2 2026 NCUA 5300 call report, Brunet Island Federal Credit Union's net worth ratio is 37.09%, above the 7% NCUA threshold for well capitalized.

Is Brunet Island Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. Brunet Island Federal Credit Union is a federally insured credit union (NCUA charter 6240): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.

What are Brunet Island Federal Credit Union's key safety ratios?

For Q2 2026, Brunet Island Federal Credit Union reports net worth 37.09%, delinquency 3.80%, ROA 0.06%, loan-to-share 27.59%.

What happens to my money if Brunet Island Federal Credit Union fails?

For Q2 2026, Brunet Island Federal Credit Union held $1.9M in shares and deposits for 299 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.