Bucks County Employees CU Doylestown, Pennsylvania
Bucks County Employees CU is a state-chartered credit union headquartered in Doylestown, PA, established in 1966 (NCUA charter 65411), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,568 members and total assets of $39.2M (up 2.4% from Q2 2025), the 139th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 12.22% at Q2 2026, in the well capitalized band.
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 65411
- Headquarters
- Doylestown, PA
- Established
- 1966
- Total assets, Q2 2026
- $39.2M
- Assets vs Q2 2025
- +2.4%
- Members, Q2 2026
- 1,568
- Net worth ratio, Q2 2026
- 12.22%
- Latest call report
- Q2 2026, NCUA 5300 · Bucks County Employees CU call report
- Asset rank in state
- 139th of 269 in Pennsylvania
- Routing number
- 231380379
- Branches
- 2
It has 49 fewer members than on June 30, 2025 (-3.0%). Its net worth ratio was down 0.04 percentage points from 12.26% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $1.9M of $1.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.91% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 12.22% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Pennsylvania
Frequently asked about Bucks County Employees CU
How big is Bucks County Employees CU?
At Q2 2026 it reported total assets of $39.2M and 1,568 members.
Where is Bucks County Employees CU headquartered?
It is headquartered in Doylestown, PA, United States.
When was Bucks County Employees CU founded?
It was established in 1966, per NCUA records.
Is Bucks County Employees CU FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 65411): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Bucks County Employees CU?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Bucks County Employees CU well capitalized?
Its net worth ratio was 12.22% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Bucks County Employees CU's delinquency ratio?
Its delinquency ratio was 0.91% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Bucks County Employees CU's loan-to-share ratio?
Its loan-to-share ratio was 5.71% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Doylestown, PA 18901
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1966
- NCUA Charter #
- 65411
- RSSD ID
- 222192
- Members
- 1,568
- Potential members
- 2,068
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 12.22% | 14.31% | 34th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.40% | 0.72% | 36th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 3.30% | 4.74% | 40th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 0.94% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 57.25% | 79.83% | over 90th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 2.56% | 0.78% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.91% | 0.86% | 49th below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.50% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 5.71% | 58.92% | under 10th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$39.2M total assets against $38.3M; $34.1M total shares and deposits against $33.3M; $1.9M total loans against $2.1M.
$4.8M net worth against $4.7M.
12.22% net worth ratio against 12.26%.
5.71% loan-to-share ratio against 6.33%.
0.91% delinquency ratio against 0.74%.
0.40% return on assets against 0.27%; 3.30% return on equity against 2.18%.
0.94% net interest margin against 0.76%.
1,568 members against 1,617.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 12.22% | 0.40% | 0.91% | 5.71% |
| March 31, 2026 | 12.23% | 0.26% | 0.60% | 5.75% |
| December 31, 2025 | 12.36% | 0.23% | 0.63% | 6.20% |
| September 30, 2025 | 12.27% | 0.07% | 0.69% | 6.18% |
| June 30, 2025 | 12.26% | 0.27% | 0.74% | 6.33% |
| March 31, 2025 | 12.10% | 0.22% | 1.05% | 6.59% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.