Capital Credit Union Green Bay, Wisconsin
Capital Credit Union is a state-chartered credit union headquartered in Green Bay, WI, established in 1934 (NCUA charter 66865), and it is regulated and insured by the NCUA. At Q2 2026 it reported 129,276 members and total assets of $2.79B (up 2.6% from Q2 2025), the 11th largest of 98 credit unions headquartered in Wisconsin. Its net worth ratio was 12.34% at Q2 2026, in the well capitalized band.
Also written as Capital CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 66865
- Headquarters
- Green Bay, WI
- Established
- 1934
- Total assets, Q2 2026
- $2.79B
- Assets vs Q2 2025
- +2.6%
- Members, Q2 2026
- 129,276
- Net worth ratio, Q2 2026
- 12.34%
- Latest call report
- Q2 2026, NCUA 5300 · Capital Credit Union call report
- Asset rank in state
- 11th of 98 in Wisconsin
- Routing number
- 275978394
- Branches
- 25
It has 3,682 more members than on June 30, 2025 (+2.9%). Its net worth ratio was up 0.70 percentage points from 11.64% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $1.02B of $2.38B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.90% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 12.34% net worth ratio is above that band's 10.89% median.
Credit unions merged into Capital Credit Union
Brown County Employees Credit Union (2017) · Police Credit Union (2017) · Pioneer Credit Union (2014)
Frequently asked about Capital Credit Union
How big is Capital Credit Union?
At Q2 2026 it reported total assets of $2.79B and 129,276 members.
Where is Capital Credit Union headquartered?
It is headquartered in Green Bay, WI, United States.
When was Capital Credit Union founded?
It was established in 1934, per NCUA records.
Is Capital Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 66865): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Capital Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Capital Credit Union well capitalized?
Its net worth ratio was 12.34% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Capital Credit Union's delinquency ratio?
Its delinquency ratio was 0.90% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Capital Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 100.15% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Green Bay, WI 54304
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1934
- NCUA Charter #
- 66865
- RSSD ID
- 721994
- Members
- 129,276
- Potential members
- 2,126,533
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 12.34% | 10.89% | 71st above |
| Return on assets Middle half of peers: 0.59% to 1.25% | 1.02% | 0.89% | 59th above |
| Return on equity Middle half of peers: 5.37% to 10.92% | 8.29% | 8.07% | 52nd above |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.39% | 3.45% | 46th below |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 62.32% | 70.59% | 77th top |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 2.40% | 1.68% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.90% | 0.68% | 35th below |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 5.79% | 5.12% | 90th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 100.15% | 88.03% | 85th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.79B total assets against $2.72B; $2.37B total shares and deposits against $2.23B; $2.38B total loans against $2.29B.
$344.2M net worth against $316.8M.
12.34% net worth ratio against 11.64%.
100.15% loan-to-share ratio against 102.77%.
0.90% delinquency ratio against 0.99%.
1.02% return on assets against 1.09%; 8.29% return on equity against 9.38%.
3.39% net interest margin against 3.30%.
129,276 members against 125,594.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 12.34% | 1.02% | 0.90% | 100.15% |
| March 31, 2026 | 11.85% | 0.98% | 0.77% | 98.98% |
| December 31, 2025 | 11.86% | 1.03% | 1.01% | 101.98% |
| September 30, 2025 | 11.86% | 1.22% | 1.05% | 103.70% |
| June 30, 2025 | 11.64% | 1.09% | 0.99% | 102.77% |
| March 31, 2025 | 11.61% | 0.73% | 0.99% | 99.89% |
Scroll sideways to see every column.
Watch flags
Loans outstanding exceed total member shares (deposits). The credit union is funding the gap with borrowings or non-member sources that are more rate-sensitive and less stable than core member deposits. Industry heuristic, not a supervisory threshold.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.