The Catholic Credit Union Avon Lake, Ohio
The Catholic Credit Union is a state-chartered credit union headquartered in Avon Lake, OH, established in 1956 (NCUA charter 63177), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,253 members and total assets of $11.3M (up 3.3% from Q2 2025), the 166th largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 13.09% at Q2 2026, in the well capitalized band.
Also written as Catholic CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 63177
- Headquarters
- Avon Lake, OH
- Established
- 1956
- Total assets, Q2 2026
- $11.3M
- Assets vs Q2 2025
- +3.3%
- Members, Q2 2026
- 1,253
- Net worth ratio, Q2 2026
- 13.09%
- Latest call report
- Q2 2026, NCUA 5300 · The Catholic Credit Union call report
- Asset rank in state
- 166th of 191 in Ohio
- Routing number
- 241273845
- Branches
- 1
It has 29 fewer members than on June 30, 2025 (-2.3%). Its net worth ratio was up 0.23 percentage points from 12.86% on June 30, 2025. Used vehicle loans are its largest loan category, $2.0M of $5.2M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Ohio
Frequently asked about The Catholic Credit Union
How big is The Catholic Credit Union?
At Q2 2026 it reported total assets of $11.3M and 1,253 members.
Where is The Catholic Credit Union headquartered?
It is headquartered in Avon Lake, OH, United States.
When was The Catholic Credit Union founded?
It was established in 1956, per NCUA records.
Is The Catholic Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 63177): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates The Catholic Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is The Catholic Credit Union well capitalized?
Its net worth ratio was 13.09% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is The Catholic Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 53.28% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Avon Lake, OH 44012
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1956
- NCUA Charter #
- 63177
- RSSD ID
- 359098
- Members
- 1,253
- Potential members
- 5,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 6 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 13.09% | 14.31% | 40th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.68% | 0.72% | 48th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 5.20% | 4.74% | 53rd above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.76% | 3.93% | 43rd below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 79.56% | 79.83% | 51st above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.90% | 0.78% | 43rd below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.66% | 4.70% | 48th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 53.28% | 58.92% | 42nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$11.3M total assets against $10.9M; $9.7M total shares and deposits against $9.4M; $5.2M total loans against $5.6M.
$1.5M net worth against $1.4M.
13.09% net worth ratio against 12.86%.
53.28% loan-to-share ratio against 59.61%.
0.68% return on assets against 0.51%; 5.20% return on equity against 3.94%.
3.76% net interest margin against 3.56%.
1,253 members against 1,282.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 13.09% | 0.68% | — | 53.28% |
| March 31, 2026 | 13.07% | 0.47% | 0.18% | 55.26% |
| December 31, 2025 | 13.63% | 0.53% | 0.38% | 62.20% |
| September 30, 2025 | 13.46% | 0.96% | 0.04% | 59.98% |
| June 30, 2025 | 12.86% | 0.51% | 0.04% | 59.61% |
| March 31, 2025 | 12.76% | 0.49% | — | 57.69% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.