Citymark Federal Credit Union Plains, Pennsylvania
Citymark Federal Credit Union is a federal credit union headquartered in Plains, PA, established in 1960 (NCUA charter 14074), and it is regulated and insured by the NCUA. At Q2 2026 it reported 7,727 members and total assets of $152.2M (up 10.2% from Q2 2025), the 61st largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 16.23% at Q2 2026, in the well capitalized band.
Also written as Citymark FCU
BankRegReports is independent of Citymark Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 14074
- Headquarters
- Plains, PA
- Established
- 1960
- Total assets, Q2 2026
- $152.2M
- Assets vs Q2 2025
- +10.2%
- Members, Q2 2026
- 7,727
- Net worth ratio, Q2 2026
- 16.23%
- Latest call report
- Q2 2026, NCUA 5300 · Citymark Federal Credit Union call report
- Asset rank in state
- 61st of 269 in Pennsylvania
- Routing number
- 231386894
- Branches
- 6
It has 93 fewer members than on June 30, 2025 (-1.2%). Its net worth ratio was up 0.23 percentage points from 16.00% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $41.2M of $95.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.88% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 16.23% net worth ratio is above that band's 11.43% median.
Credit unions similar in size in Pennsylvania
Credit unions merged into Citymark Federal Credit Union
Luzerne County Federal Credit Union (2025) · Wyoming Valley West Community Federal Credit Union (2020) · Peoples Choice Federal Credit Union (2019) · Metro Wire Federal Credit Union (2018)
Frequently asked about Citymark Federal Credit Union
How big is Citymark Federal Credit Union?
At Q2 2026 it reported total assets of $152.2M and 7,727 members.
Where is Citymark Federal Credit Union headquartered?
It is headquartered in Plains, PA, United States.
When was Citymark Federal Credit Union founded?
It was established in 1960, per NCUA records.
Is Citymark Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 14074): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Citymark Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Citymark Federal Credit Union well capitalized?
Its net worth ratio was 16.23% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Citymark Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.88% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Citymark Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 74.74% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Plains, PA 18705
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1960
- NCUA Charter #
- 14074
- RSSD ID
- 456689
- Members
- 7,727
- Potential members
- 152,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 16.23% | 11.43% | over 90th top |
| Return on assets Middle half of peers: 0.43% to 1.23% | 1.44% | 0.81% | 82nd top |
| Return on equity Middle half of peers: 3.87% to 9.84% | 8.89% | 7.02% | 67th above |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.97% | 3.70% | 67th above |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 58.14% | 76.55% | over 90th top |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.18% | 1.24% | 55th above |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.88% | 0.68% | 39th below |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.15% | 4.92% | 63rd position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 74.74% | 75.66% | 48th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$152.2M total assets against $138.1M; $127.5M total shares and deposits against $115.9M; $95.3M total loans against $92.9M.
$24.7M net worth against $22.1M.
16.23% net worth ratio against 16.00%.
74.74% loan-to-share ratio against 80.19%.
0.88% delinquency ratio against 0.41%.
1.44% return on assets against 2.49%; 8.89% return on equity against 15.54%.
3.97% net interest margin against 4.21%.
7,727 members against 7,820.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 16.23% | 1.44% | 0.88% | 74.74% |
| March 31, 2026 | 16.29% | 1.74% | 1.06% | 75.73% |
| December 31, 2025 | 16.32% | 1.71% | 0.94% | 79.11% |
| September 30, 2025 | 16.60% | 2.30% | 0.44% | 82.11% |
| June 30, 2025 | 16.00% | 2.49% | 0.41% | 80.19% |
| March 31, 2025 | 15.71% | 2.16% | 0.65% | 81.74% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.