Credit Union Safety Analysis
Is Cme Federal Credit Union Safe? Columbus, Ohio
Based on its Q2 2026 NCUA 5300 call report, Cme Federal Credit Union has a net worth ratio of 8.64%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.66%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Cme Federal Credit Union and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Cme Federal Credit Union's net worth ratio is 8.64%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 8.64%
- Delinquency ratio (60+ days) (Q2 2026): 0.66%
- Return on assets (Q2 2026): 0.88%
- Loan-to-share ratio (Q2 2026): 83.82%
Cme Federal Credit Union (NCUA charter 294, established 1935) reported $480.9M in assets and 38,251 members for Q2 2026 from Columbus, Ohio. It ranks 22 of 191 credit unions in Ohio by total assets. Total assets grew 1.4% from $474.4M on June 30, 2025. It has 291 fewer members than on June 30, 2025 (-0.8%). Its net worth ratio was up 0.47 percentage points from 8.17% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $179.0M of $368.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.66% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.
Earlier filings: 8.34% for Q1 2026; 8.17% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.
Earlier filings: 0.73% for Q1 2026; 0.64% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.
Earlier filings: 0.65% for Q1 2026; 0.57% for Q2 2025.
Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.
Earlier filings: 81.82% for Q1 2026; 79.28% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $179.0M
- Used vehicle loans: $70.2M
- New vehicle loans: $25.3M
- Other unsecured loans and lines of credit: $24.8M
- Commercial loans: $22.6M
- Unsecured credit card loans: $21.1M
- Other secured non-real estate loans and lines of credit: $18.6M
- Non-federally guaranteed student loans: $6.5M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $480.9M | 8.64% | 0.66% | 0.88% | 83.82% |
| March 31, 2026 | $485.8M | 8.34% | 0.73% | 0.65% | 81.82% |
| December 31, 2025 | $476.2M | 8.34% | 0.80% | 0.43% | 83.92% |
| September 30, 2025 | $465.6M | 8.42% | 0.71% | 0.40% | 85.41% |
| June 30, 2025 | $474.4M | 8.17% | 0.64% | 0.57% | 79.28% |
| March 31, 2025 | $479.8M | 7.93% | 0.78% | 0.20% | 77.83% |
Add this badge to your website
Free to use. It shows Cme Federal Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Cme Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 294) · FFIEC NIC profile (RSSD 565376)
Frequently asked questions
Is Cme Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Cme Federal Credit Union's net worth ratio is 8.64%, above the 7% NCUA threshold for well capitalized.
Is Cme Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Cme Federal Credit Union is a federally insured credit union (NCUA charter 294): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Cme Federal Credit Union's key safety ratios?
For Q2 2026, Cme Federal Credit Union reports net worth 8.64%, delinquency 0.66%, ROA 0.88%, loan-to-share 83.82%.
What happens to my money if Cme Federal Credit Union fails?
For Q2 2026, Cme Federal Credit Union held $439.1M in shares and deposits for 38,251 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.