Credit Union Safety Analysis
Is Connections Credit Union Safe? Pocatello, Idaho
Based on its Q2 2026 NCUA 5300 call report, Connections Credit Union has a net worth ratio of 8.47%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.27%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Connections Credit Union's net worth ratio is 8.47%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 8.47%
- Delinquency ratio (60+ days) (Q2 2026): 1.27%
- Return on assets (Q2 2026): 0.37%
- Loan-to-share ratio (Q2 2026): 90.60%
Connections Credit Union (NCUA charter 68257, established 1937) reported $256.1M in assets and 19,185 members for Q2 2026 from Pocatello, Idaho. It ranks 14 of 26 credit unions in Idaho by total assets. Total assets grew 2.6% from $249.5M on June 30, 2025. It has 642 fewer members than on June 30, 2025 (-3.2%). Its net worth ratio was up 0.24 percentage points from 8.23% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $127.5M of $209.7M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.27% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.
Earlier filings: 8.25% for Q1 2026; 8.23% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.
Earlier filings: 1.38% for Q1 2026; 1.91% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.
Earlier filings: 0.42% for Q1 2026; 0.50% for Q2 2025.
Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.
Earlier filings: 87.87% for Q1 2026; 90.59% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $127.5M
- Used vehicle loans: $49.0M
- Other secured non-real estate loans and lines of credit: $15.4M
- New vehicle loans: $8.2M
- Unsecured credit card loans: $4.2M
- Commercial loans: $3.5M
- Other unsecured loans and lines of credit: $1.9M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $256.1M | 8.47% | 1.27% | 0.37% | 90.60% |
| March 31, 2026 | $259.4M | 8.25% | 1.38% | 0.42% | 87.87% |
| December 31, 2025 | $254.6M | 8.30% | 1.44% | 0.53% | 89.57% |
| September 30, 2025 | $252.6M | 8.26% | 1.09% | 0.52% | 91.96% |
| June 30, 2025 | $249.5M | 8.23% | 1.91% | 0.50% | 90.59% |
| March 31, 2025 | $255.7M | 7.91% | 1.55% | 0.34% | 88.07% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Connections Credit Union profile
Regulator records: NCUA credit union profile (charter 68257) · FFIEC NIC profile (RSSD 108278)
Frequently asked questions
Is Connections Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Connections Credit Union's net worth ratio is 8.47%, above the 7% NCUA threshold for well capitalized.
Is Connections Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Connections Credit Union is a federally insured credit union (NCUA charter 68257): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Connections Credit Union's key safety ratios?
For Q2 2026, Connections Credit Union reports net worth 8.47%, delinquency 1.27%, ROA 0.37%, loan-to-share 90.60%.
What happens to my money if Connections Credit Union fails?
For Q2 2026, Connections Credit Union held $231.4M in shares and deposits for 19,185 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.