Cooperative Choice Network Credit Union Peoria, Illinois
Cooperative Choice Network Credit Union is a state-chartered credit union headquartered in Peoria, IL, established in 1935 (NCUA charter 63783), and it is regulated and insured by the NCUA. At Q2 2026 it reported 12,369 members and total assets of $205.9M (up 1.9% from Q2 2025), the 40th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 12.72% at Q2 2026, in the well capitalized band.
Also written as Cooperative Choice Network CU · Trade names filed with the NCUA: Tazewell County School Employees CU, Members Choice CU, Illinois Electric Financial CU, Parish Members CU and IRSE Credit Union
BankRegReports is independent of Cooperative Choice Network Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 63783
- Headquarters
- Peoria, IL
- Established
- 1935
- Total assets, Q2 2026
- $205.9M
- Assets vs Q2 2025
- +1.9%
- Members, Q2 2026
- 12,369
- Net worth ratio, Q2 2026
- 12.72%
- Latest call report
- Q2 2026, NCUA 5300 · Cooperative Choice Network Credit Union call report
- Asset rank in state
- 40th of 185 in Illinois
- Routing number
- 271187642
- Branches
- 5
It has 187 fewer members than on June 30, 2025 (-1.5%). Its net worth ratio was up 0.15 percentage points from 12.57% on June 30, 2025. Used vehicle loans are its largest loan category, $45.7M of $109.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.37% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 12.72% net worth ratio is above that band's 11.43% median.
Credit unions merged into Cooperative Choice Network Credit Union
Tazewell County School Employees Credit Union (2024) · I R S E Credit Union (2020) · Parish Members Credit Union (2020) · I E C Federal Credit Union (2017)
Frequently asked about Cooperative Choice Network Credit Union
How big is Cooperative Choice Network Credit Union?
At Q2 2026 it reported total assets of $205.9M and 12,369 members.
Where is Cooperative Choice Network Credit Union headquartered?
It is headquartered in Peoria, IL, United States.
When was Cooperative Choice Network Credit Union founded?
It was established in 1935, per NCUA records.
Is Cooperative Choice Network Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 63783): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Cooperative Choice Network Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Cooperative Choice Network Credit Union well capitalized?
Its net worth ratio was 12.72% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Cooperative Choice Network Credit Union's delinquency ratio?
Its delinquency ratio was 0.37% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Cooperative Choice Network Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 60.97% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Peoria, IL 61614
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1935
- NCUA Charter #
- 63783
- RSSD ID
- 716691
- Members
- 12,369
- Potential members
- 15,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 4.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 12.72% | 11.43% | 65th above |
| Return on assets Middle half of peers: 0.43% to 1.23% | 0.36% | 0.81% | 21st bottom |
| Return on equity Middle half of peers: 3.87% to 9.84% | 2.84% | 7.02% | 18th bottom |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 2.96% | 3.70% | 12th bottom |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 81.73% | 76.55% | 31st below |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.93% | 1.24% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.37% | 0.68% | 76th top |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 4.89% | 4.92% | 49th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 60.97% | 75.66% | 24th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$205.9M total assets against $202.0M; $180.3M total shares and deposits against $177.1M; $109.9M total loans against $110.9M.
$26.2M net worth against $25.4M.
12.72% net worth ratio against 12.57%.
60.97% loan-to-share ratio against 62.61%.
0.37% delinquency ratio against 0.43%.
0.36% return on assets against 0.31%; 2.84% return on equity against 2.47%.
2.96% net interest margin against 2.74%.
12,369 members against 12,556.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 12.72% | 0.36% | 0.37% | 60.97% |
| March 31, 2026 | 12.55% | 0.30% | 0.31% | 60.78% |
| December 31, 2025 | 12.81% | 0.39% | 0.40% | 63.57% |
| September 30, 2025 | 12.93% | 0.61% | 0.41% | 64.70% |
| June 30, 2025 | 12.57% | 0.31% | 0.43% | 62.61% |
| March 31, 2025 | 12.35% | 0.18% | 0.38% | 60.67% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.