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Correctional Workers Federal Credit Union El Reno, Oklahoma

Correctional Workers Federal Credit Union is a federal credit union headquartered in El Reno, OK, established in 1936 (NCUA charter 1113), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,476 members and total assets of $10.5M (down 8.9% from Q2 2025), the 43rd largest of 51 credit unions headquartered in Oklahoma. Its net worth ratio was 17.88% at Q2 2026, in the well capitalized band.

Also written as Correctional Workers FCU

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El Reno, OK Credit Union Est. 1936 NCUA #1113 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
1113
Headquarters
El Reno, OK
Established
1936
Total assets, Q2 2026
$10.5M
Assets vs Q2 2025
-8.9%
Members, Q2 2026
1,476
Net worth ratio, Q2 2026
17.88%
Latest call report
Q2 2026, NCUA 5300 · Correctional Workers Federal Credit Union call report
Asset rank in state
43rd of 51 in Oklahoma
Routing number
303184788
Branches
2

It has 84 fewer members than on June 30, 2025 (-5.4%). Its net worth ratio was up 2.40 percentage points from 15.48% on June 30, 2025. Used vehicle loans are its largest loan category, $1.4M of $4.1M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.19% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 17.88% net worth ratio is above that band's 14.31% median.

Frequently asked about Correctional Workers Federal Credit Union

How big is Correctional Workers Federal Credit Union?

At Q2 2026 it reported total assets of $10.5M and 1,476 members.

Where is Correctional Workers Federal Credit Union headquartered?

It is headquartered in El Reno, OK, United States.

When was Correctional Workers Federal Credit Union founded?

It was established in 1936, per NCUA records.

Is Correctional Workers Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 1113): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Correctional Workers Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Correctional Workers Federal Credit Union well capitalized?

Its net worth ratio was 17.88% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Correctional Workers Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.19% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Correctional Workers Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 47.77% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
El Reno, OK 73036
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1936
NCUA Charter #
1113
RSSD ID
775175
Members
1,476
Potential members
1,900

Size & Membership

Total assets $10.5M
Total shares & deposits $8.6M
Total loans $4.1M
  Used vehicle loans$1.4M
  Other secured non-real estate loans and lines of credit$992K
  New vehicle loans$793K
  1- to 4-family residential and other consumer real estate loans$773K
  Other unsecured loans and lines of credit$159K
Members 1,476

Profitability

Q2 annualized
Return on assets (ROA) 0.57%YTD 0.71%
Return on equity (ROE) 3.19%YTD 4.08%
Net interest margin 4.06%YTD 4.02%
Efficiency ratio 83.02%
Cost of funds 0.42%

Capital & Asset Quality

Net worth $1.9M
Net worth ratio 17.88%
Net worth category Well capitalized
Delinquency ratio 0.19%
Loan-to-share ratio 47.77%
Yield on assets 4.48%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 17.88% 14.31% 68th above
Return on assets Middle half of peers: 0.16% to 1.30% 0.57% 0.72% 43rd below
Return on equity Middle half of peers: 1.04% to 8.69% 3.19% 4.74% 40th below
Net interest margin Middle half of peers: 3.31% to 4.53% 4.06% 3.93% 55th above
Efficiency ratio Middle half of peers: 68.03% to 91.60% 83.02% 79.83% 43rd below
Cost of funds Middle half of peers: 0.37% to 1.23% 0.42% 0.78% 72nd above
Delinquency ratio Middle half of peers: 0.35% to 1.93% 0.19% 0.86% 86th top
Yield on assets Middle half of peers: 4.21% to 5.32% 4.48% 4.70% 39th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 47.77% 58.92% 33rd position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$10.5M total assets against $11.5M; $8.6M total shares and deposits against $9.7M; $4.1M total loans against $4.6M.

Net worth

$1.9M net worth against $1.8M.

Net worth ratio

17.88% net worth ratio against 15.48%.

Loan-to-share ratio

47.77% loan-to-share ratio against 47.09%.

Delinquency ratio

0.19% delinquency ratio against 0.05%.

Return on assets and return on equity

0.57% return on assets against 2.01%; 3.19% return on equity against 12.97%.

Net interest margin

4.06% net interest margin against 4.25%.

Members

1,476 members against 1,560.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 17.88% 0.57% 0.19% 47.77%
March 31, 2026 17.26% 0.85% — 46.10%
December 31, 2025 17.05% 0.71% — 45.61%
September 30, 2025 17.20% 1.24% 0.06% 49.46%
June 30, 2025 15.48% 2.01% 0.05% 47.09%
March 31, 2025 15.08% 0.63% 0.04% 48.21%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.